38 Ely Rd, Monson, MA 01057 Property Records

Hampden County and Monson Town property record for 38 Ely Rd, Monson, MA 01057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,431 sqft · built 1981
Lot Size	19.2 acres (840,272 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Apr 2021)
Tax Bill	$6,758 (2026)
Deeds & Mortgages	May 2025 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MONS M:095 B:051`

Property Details

APN / Parcel Number

Primary APN	`MONS M:095 B:051`
Alternative APN	`M:0095 P:0051`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,431 sqft Living Area
Gross Area	4,191 sqft
1st Floor Area	1,162 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	840,272 sqft (19.2 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	38 ELY RD
City	MONSON
State	MA
Zip	01057-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Block	51
Jurisdiction	MONSON MA
Township / Civil Division	MONSON
Census Block Group	2
Census Block	2009
Census Tract	813702

Owner

Source: Hampden County and Monson Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 ELY RD, MONSON, MA 01057-9580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage · Line of Credit MONSON SAVINGS BANK
Apr 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	202128938
Deed Book / Page	23851 / 145
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	38 ELY RD, MONSON, MA 01057-9580
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025870-447
Date	May 21, 2025
Book Page	25870/447
Instrument	22321

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONSON MA
Recording Date	Apr 29, 2021
Property Address	38 ELY RD, MONSON, MA 01057-9580
Document Number	23851-145
Book / Page	23851 / 145
Instrument Date	Apr 29, 2021
Instrument	28938
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ELY RD, MONSON, MA 01057-9580

Mortgage

Document Number	28939
Date	Apr 29, 2021
Instrument	28939

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Monson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Monson Town
Unified School District	Monson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,758.00 (+2.24%)	$472,600 (+6.32%) Land $101,100 Building $371,500	$432,296 (-16.54%)
2025	$6,610.00 (+3.96%)	$444,500 (+10.88%) Land $96,400 Building $348,100	$517,940
2023	$6,358.00	$400,900 Land $96,400 Building $304,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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