28 Ely Rd, Monson, MA 01057 Property Records

Hampden County and Monson Town property record for 28 Ely Rd, Monson, MA 01057

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,510 sqft · built 1968
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Jan 1996)
Tax Bill$4,779 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Oct 2022 Refinance
Flood ZoneZone X (minimal risk)
APNMONS M:095 B:049

Property Details

APN / Parcel Number

Primary APNMONS M:095 B:049
Alternative APN
  • M:0095 P:0049

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,510 sqft Living Area
Gross Area4,307 sqft
1st Floor Area1,222 sqft
Basement Area1,222 sqft
Unfinished Basement1,222 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,984 sqft (1.4 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address28 ELY RD
CityMONSON
StateMA
Zip01057-9580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal Block49
JurisdictionMONSON MA
Township / Civil DivisionMONSON
Census Block Group2
Census Block2009
Census Tract813702

Owner

Source: Hampden County and Monson Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 ELY RD, MONSON, MA 01057-9580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Deed of Trust, Mortgage · Line of Credit
FLORENCE BANK
Oct 5, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 1996 · Amount on Record
Deed SaleJan 16, 1996 · Amount on Record
Deed Book / Page9364 / 240
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONSON MA
Property Address28 ELY RD, MONSON, MA 01057-9580
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025278-483
DateJan 2, 2024
Book Page25278/483
Instrument53
Lender
NameFLORENCE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONSON MA
Property Address28 ELY RD, MONSON, MA 01057-9580
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024755-93
DateOct 5, 2022
Book Page24755/93
Instrument59838
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Hampden County and Monson Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionMonson Town
Unified School DistrictMonson School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,779.00 (+0.67%)$334,200 (+4.7%) Land $73,300 Building $260,900$327,910 (-1%)
2025$4,747.00 (+22.76%)$319,200 (+30.93%) Land $68,600 Building $250,600$364,325
2023$3,867.00$243,800 Land $68,600 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONSON WATER AND SEWER DEPT
serves 4,222 people · EPA ID MA1191000
Water SourceGroundwater
Last State InspectionMay 2023
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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