56 Ely Rd, Monson, MA 01057 Property Records

Hampden County and Monson Town property record for 56 Ely Rd, Monson, MA 01057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,140 sqft · built 1980
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2014)
Tax Bill	$4,287 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MONS M:096 B:007`

Property Details

APN / Parcel Number

Primary APN	`MONS M:096 B:007`
Alternative APN	`M:0096 P:0007`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	1,140 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	127,195 sqft (2.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	56 ELY RD
City	MONSON
State	MA
Zip	01057-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	7
Jurisdiction	MONSON MA
Township / Civil Division	MONSON
Census Block Group	2
Census Block	2009
Census Tract	813702

Owner

Source: Hampden County and Monson Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 ELY RD, MONSON, MA 01057-9580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit MASSMUTUAL FEDERAL CREDIT UNION
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit MASSMUTUAL FEDERAL CREDIT UNION
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2014 · Amount on Record
Deed Sale	Aug 8, 2014 · Amount on Record
Deed Book / Page	20382 / 399
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	56 ELY RD, MONSON, MA 01057-9580
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024125-498
Date	Sep 17, 2021
Book Page	24125/498
Instrument	65435

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	56 ELY RD, MONSON, MA 01057-9580
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24125-498
Date	Sep 17, 2021
Book Page	24125/498
Instrument	65435

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONSON MA
Property Address	56 ELY RD, MONSON, MA 01057-9580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23588-496
Date	Dec 14, 2020
Book Page	23588/496
Instrument	74585

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Hampden County and Monson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Monson Town
Unified School District	Monson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,287.00 (+2.88%)	$299,800 (+7%) Land $68,500 Building $231,300	$330,486 (+7.14%)
2025	$4,167.00 (+8.83%)	$280,200 (+16.07%) Land $64,200 Building $216,000	$308,465
2023	$3,829.00	$241,400 Land $64,200 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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