Rockingham County and Derry Town property record for 38 Elm St, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,620 sqft · built 1900 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Oct 2024) |
| Tax Bill | $8,365 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:29 B:114 |
| Primary APN | DERY M:29 B:114 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 844 sqft |
| Basement Area | 844 sqft |
| Unfinished Basement | 844 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 38 ELM ST |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-2339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHR2 |
| Legal Block | 114 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3400 |
Source: Rockingham County and Derry Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 ELM ST, DERRY, NH 03038-2339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP |
| Aug 31, 2023 | Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit CAMDEN NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on Record |
| Deed Sale | Oct 1, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2023 · Amount on Record |
| Deed Document Number | 202424029806 |
| Deed Book / Page | 6576 / 800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Oct 1, 2024 |
| Property Address | 38 ELM ST, DERRY, NH 03038-2339 |
| Document Number | 006576-800 |
| Book / Page | 6576 / 800 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 24029806 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 145 AMES ST UNIT 2210, 2210, MARLBOROUGH, MA 01752-4781 |
| Document Number | 0024029807 |
|---|---|
| Date | Oct 1, 2024 |
| Instrument | 24029807 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Aug 31, 2023 |
| Property Address | 38 ELM ST, DERRY, NH 03038-2339 |
| Document Number | 006504-332 |
| Book / Page | 6504 / 332 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 23026141 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 ELM ST, DERRY, NH 03038-2339 |
| Document Number | 0023026142 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 23026142 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 38 ELM ST, DERRY, NH 03038-2339 |
| Document Number | 0062091521 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 38 ELM ST DERRY NH 030382339, DERRY, NH 03038-2339 |
| Document Number | 0062091521 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 006209/001521 |
| Instrument | 71382 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Dec 16, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 38 ELM ST, DERRY, NH 03038-2339 |
| Document Number | 0060742571 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 ELM ST DERRY NH 030382339, DERRY, NH 03038-2339 |
| Document Number | 0060742571 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 006074/002571 |
| Instrument | 1534 |
| Name | CAMDEN NAT'L BK |
|---|---|
| Type | Bank |
| Address | CAMDEN, ME 04843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,365.00 (+1.6%) | $440,500 (-) Land $214,700 Building $225,800 | |
| 2024 | $8,233.00 (+3.4%) | $440,500 (+14.42%) Land $214,700 Building $225,800 | |
| 2023 | $7,962.00 (+5.51%) | $385,000 (-2.85%) Land $182,400 Building $202,600 | $424,365 |
| 2022 | $7,546.00 | $396,300 Land $182,400 Building $213,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 units insured incl. 7 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures