Rockingham County and Derry Town property record for 14 Elm St, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,870 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Nov 2019) |
| Tax Bill | $9,111 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:29 B:102 |
| Primary APN | DERY M:29 B:102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 3,654 sqft |
| 1st Floor Area | 949 sqft |
| Attic | Attic |
| Attic Area | 807 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 14 ELM ST |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHR2 |
| Legal Block | 102 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 3400 |
14 Elm St is owned and occupied by an individual who bought it in November 2019.
Source: Rockingham County and Derry Town records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 ELM ST, DERRY, NH 03038-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Nov 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage ST MARYS BK |
| May 3, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Jun 22, 2017 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on File |
| Deed Sale | Nov 27, 2019 · Amount on File |
| Prior Sale | May 3, 2019 · Amount on File |
| Deed Document Number | 201950721 |
| Deed Book / Page | 6062 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 14 ELM ST, DERRY, NH 03038-2302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 06538-1591 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 6538/1591 |
| Instrument | 24008090 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 14 ELM ST, DERRY, NH 03038-2302 |
| Document Number | 0060620221 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 ELM ST DERRY NH 030382302, DERRY, NH 03038-2302 |
| Document Number | 0060620221 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 006062/000221 |
| Instrument | 50722 |
| Name | ST MARYS BK |
|---|---|
| Type | Bank |
| Address | MANCHESTER, NH 03103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | May 3, 2019 |
| Property Address | 14 ELM ST, DERRY, NH 03038-2302 |
| Document Number | 0059970952 |
| Book / Page | 005997 / 000952 |
| Instrument Date | May 3, 2019 |
| Instrument | 15226 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 42 GREENFIELD ST LAWRENCE MA 018431706, LAWRENCE, MA 01843-1706 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Jun 22, 2017 |
| Property Address | 14 ELM ST, DERRY, NH 03038-2302 |
| Document Number | 0058290630 |
| Book / Page | 005829 / 000630 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 25516 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 288 N END BLVD SALISBURY MA 019522134, SALISBURY, MA 01952-2134 |
| Document Number | 58290632 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 005829/000632 |
| Instrument | 25517 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2047 |
The 2025 property tax bill for 14 Elm St was $9,111, up 1.6% from the year before.
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,111.00 (+1.61%) | $479,800 (-) Land $188,500 Building $291,300 | |
| 2024 | $8,967.00 (+2.73%) | $479,800 (+13.67%) Land $188,500 Building $291,300 | |
| 2023 | $8,729.00 (+8.61%) | $422,100 (-) Land $160,200 Building $261,900 | $387,505 |
| 2022 | $8,037.00 | $422,100 Land $160,200 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 units insured incl. 7 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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