Rockingham County and Derry Town property record for 16 Elm St, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,234 sqft · built 1990 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Jun 2023) |
| Tax Bill | $7,645 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:29 B:103 |
| Primary APN | DERY M:29 B:103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,234 sqft Living Area |
| Gross Area | 2,174 sqft |
| 1st Floor Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 16 ELM ST |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHR2 |
| Legal Block | 103 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 3400 |
Source: Rockingham County and Derry Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 ELM ST, DERRY, NH 03038-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU |
| May 5, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| May 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on Record |
| Deed Sale | Jun 2, 2023 · Amount on Record |
| Prior Sale | Dec 1, 2004 · Amount on Record |
| Deed Book / Page | 6486 / 990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Jun 2, 2023 |
| Property Address | 16 ELM ST, DERRY, NH 03038-2302 |
| Document Number | 006486-990 |
| Book / Page | 6486 / 990 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 23015600 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 ELM ST, DERRY, NH 03038-2302 |
| Document Number | 0023015601 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 23015601 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 16 ELM ST, DERRY, NH 03038-2302 |
| Document Number | 0058270431 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 ELM ST DERRY NH 030382302, DERRY, NH 03038-2302 |
| Document Number | 0058270431 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 005827/000431 |
| Instrument | 24303 |
| Name | WELLS FARGO BK |
|---|---|
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 16 ELM ST, DERRY, NH 03038-2302 |
| Document Number | 0058212535 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 16 ELM ST DERRY NH 030382302, DERRY, NH 03038-2302 |
| Document Number | 0058212535 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 005821/002535 |
| Instrument | 21213 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,645.00 (+1.59%) | $402,600 (-) Land $196,600 Building $206,000 | |
| 2024 | $7,525.00 (+1.18%) | $402,600 (+11.96%) Land $196,600 Building $206,000 | |
| 2023 | $7,437.00 (+12.41%) | $359,600 (+3.48%) Land $167,100 Building $192,500 | $449,825 |
| 2022 | $6,616.00 | $347,500 Land $167,100 Building $180,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 units insured incl. 7 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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