Seneca County and Waterloo Town property record for 38 E Water St, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,778 sqft · built 1870 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,695 (2025) |
| APN | 453801 13-1-36 |
| Primary APN | 453801 13-1-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| Upper Floors Area | 395 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 92 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 330 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 202 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 E WATER ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE USE - WILLIAM/JOSE |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 13-1-36
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 E WATER ST, WATERLOO, NY 13165-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,695.00 (+91.85%) | $76,700 (-) Land $12,600 Building $64,100 | $125,700 (+16.36%) Land $20,650 Building $105,050 |
| 2023 | $76,700 Land $12,600 Building $64,100 | $108,028 Land $17,746 Building $90,282 | |
| 2019 | $1,926.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 | Yes |
| Spectrum | Cable | 1,000 / 1,000 | Yes |
| Verizon | Fixed Wireless | 300 / 20 | Yes |
| Compass Broadband Network | Fixed Wireless (unlicensed) | 100 / 100 | No |
| T-Mobile USA | Fixed Wireless | 100 / 20 | Yes |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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