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40 E Water St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 40 E Water St, Waterloo, NY 13165 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,195 sqft · built 1951
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$69,500 (Aug 1996)
Tax Bill$3,448 (2025)
APN453801 13-1-35.1

Property Details

APN / Parcel Number

Primary APN453801 13-1-35.1
Alternative APN
  • 380101300000010350010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,195 sqft Living Area
1st Floor Area1,195 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Garage TypeDetached
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area163 sqft
Shed1 Shed
Boat HouseBoat House

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 E WATER ST
CityWATERLOO
StateNY
Zip13165-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMB96-245
Legal Block1
Legal Lot Number35.001
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2013
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 13-1-35.1

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 E WATER ST, WATERLOO, NY 13165-1409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 1996 · Amount on Record
Deed SaleAug 22, 1996 · Amount on Record
Prior SaleOct 18, 1995 · Amount on Record
Deed Book / Page544 / 83
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,448.00 (+90.5%)$72,000 (-) Land $13,700 Building $58,300$118,000 (+16.36%) Land $22,453 Building $95,547
2023$72,000 Land $13,700 Building $58,300$101,408 Land $19,296 Building $82,112
2019$1,810.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
GoNetspeedFiber2,000 / 2,000Yes
SpectrumCable1,000 / 1,000Yes
VerizonFixed Wireless300 / 20Yes
Compass Broadband NetworkFixed Wireless (unlicensed)100 / 100No
T-Mobile USAFixed Wireless100 / 20Yes

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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