38 E Oak St, Fox Lake, IL 60020 Property Records

Lake County property record for 38 E Oak St, Fox Lake, IL 60020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,008 sqft · built 1930
Lot Size0.203 acres (8,825 sqft)
OwnerIndividual Name on Record
Tax Bill$4,982 (2024)
Flood ZoneZone X (minimal risk)
APN05-04-403-030

Property Details

APN / Parcel Number

Primary APN05-04-403-030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,008 sqft Living Area
Gross Area2,784 sqft
1st Floor Area1,392 sqft
Basement Area1,392 sqft
Finished Basement616 sqft
Unfinished Basement776 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area8,825 sqft (0.203 acres)
Lot Dimensions175 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address38 E OAK ST
CityFOX LAKE
StateIL
Zip60020-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARBLE & CONVERSE SUB. LOT 31
Legal SubdivisionMARBLE & CONVERSE SUB.
Legal Lot Number31
JurisdictionLAKE IL
Township / Civil DivisionGRANT
Census Block Group3
Census Block3036
Census Tract860903

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 E OAK ST, FOX LAKE, IL 60020-1416
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2007
Deed SaleNov 27, 2007
Prior SaleApr 29, 2003 · Amount on Record
Deed Document Number20076273706
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionGrant Township
MunicipalityFox Lake Village
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,418 (+24.11%) Land $11,418 Building $63,000$223,276 (+24.11%) Land $34,257 Building $189,019
2024$4,982.00 (+16.27%)
2023$4,285.00 (+12.35%)$59,959 (+12.91%) Land $9,960 Building $49,999$179,895 (+12.91%) Land $29,883 Building $150,012
2022$3,814.00$53,105 Land $7,374 Building $45,731$159,331 Land $22,124 Building $137,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims104 (1978–2026)
Claims Outside the SFHA11 of 104
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, May 2013 · 15 claims
  • Severe Storms And Flooding, Jun 2008 · 13 claims
  • Severe Storms & Flooding, Jun 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX LAKE
serves 11,780 people · EPA ID IL0970200
Water SourceGroundwater
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb
Copper1.58 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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