Lake County property record for 32 E Oak St, Fox Lake, IL 60020
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,176 sqft · built 1998 |
| Lot Size | 0.203 acres (8,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $146,500 (Dec 1998) |
| Tax Bill | $6,130 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-403-027 |
| Primary APN | 05-04-403-027 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,660 sqft |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Lot Area | 8,825 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|
| Street Address | 32 E OAK ST |
|---|---|
| City | FOX LAKE |
| State | IL |
| Zip | 60020-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARBLE & CONVERSE SUB. LOT 28 |
| Legal Subdivision | MARBLE & CONVERSE SUB. |
| Legal Lot Number | 28 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 860903 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 E OAK ST, FOX LAKE, IL 60020-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 1998 · Amount on Record |
| Deed Sale | Dec 10, 1998 · Amount on Record |
| Prior Sale | May 28, 1997 · Amount on Record |
| Deed Document Number | 19984254733 |
| Last Transfer Date | Jun 26, 2015 |
| Transfer Doc | 0007213173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 32 E OAK ST, FOX LAKE, IL 60020-1416 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007768551 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 7768551 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 32 E OAK ST, FOX LAKE, IL 60020-1416 |
| Document Number | 0007614989 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 E OAK ST FOX LAKE IL 600201416, FOX LAKE, IL 60020-1416 |
| Document Number | 0007614989 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 7614989 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 8, 2034 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,561 (+24.5%) Land $11,418 Building $78,143 | $268,709 (+24.5%) Land $34,257 Building $234,452 | |
| 2024 | $6,130.00 (+4.39%) | ||
| 2023 | $5,872.00 (+12.3%) | $71,937 (+1.97%) Land $9,960 Building $61,977 | $215,833 (+1.97%) Land $29,883 Building $185,950 |
| 2022 | $5,229.00 | $70,550 Land $7,374 Building $63,176 | $211,671 Land $22,124 Building $189,547 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 104 (1978–2026) |
| Claims Outside the SFHA | 11 of 104 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX LAKE serves 11,780 people · EPA ID IL0970200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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