Lake County property record for 44 E Oak St, Fox Lake, IL 60020
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,916 sqft · built 1933 |
| Lot Size | 0.304 acres (13,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,000 (Sep 2023) |
| Tax Bill | $5,896 (2024) |
| Deeds & Mortgages | Aug 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-403-033 |
| Primary APN | 05-04-403-033 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,916 sqft Living Area |
| Gross Area | 2,044 sqft |
| 1st Floor Area | 964 sqft |
| Upper Floors Area | 952 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Lot Area | 13,238 sqft (0.304 acres) |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 552 sqft |
| Deck Area | Deck Area |
| Patio Area | 650 sqft |
| Street Address | 44 E OAK ST |
|---|---|
| City | FOX LAKE |
| State | IL |
| Zip | 60020-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARBLE & CONVERSE SUB.LOT 34 ALSO W 1/2 LOT 35 |
| Legal Subdivision | MARBLE & CONVERSE SUB.L |
| Legal Lot Number | 34,35 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 860903 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 E OAK ST, FOX LAKE, IL 60020-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Sep 26, 2023 | Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Mar 24, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 9, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Apr 18, 2017 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Sep 18, 1997 |
| Deed Document Number | 20237997720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 44 E OAK ST, FOX LAKE, IL 60020-1416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 44 E OAK ST, FOX LAKE, IL 60020-1416 |
| Document Number | 0008116572 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 8116572 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 26, 2023 |
| Property Address | 44 E OAK ST, FOX LAKE, IL 60020-1416 |
| Document Number | 0007997720 |
| Map Reference | DOC 102636 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 7997720 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 E OAK ST, FOX LAKE, IL 60020-1416 |
| Document Number | 0007997721 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 7997721 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 44 E OAK ST, FOX LAKE, IL 60020-1416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007890144 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 7890144 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 44 E OAK ST, FOX LAKE, IL 60020-1416 |
| Document Number | 0007576027 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 44 E QAK ST FOX LAKE IL 60020, FOX LAKE, IL 60020 |
| Document Number | 0007576027 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 7576027 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 14, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 18, 2017 |
| Property Address | 44 E OAK ST, FOX LAKE, IL 60020-1416 |
| Document Number | 0007387686 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 7387686 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 34 FOX LAKE IL 600200034, FOX LAKE, IL 60020-0034 |
| Document Number | 7387687 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 7387687 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,485 (+21.06%) Land $15,030 Building $71,455 | $259,481 (+21.06%) Land $45,095 Building $214,386 | |
| 2024 | $5,896.00 (+21.32%) | ||
| 2023 | $4,860.00 (+10.53%) | $71,438 (+20.21%) Land $13,114 Building $58,324 | $214,335 (+20.21%) Land $39,346 Building $174,989 |
| 2022 | $4,397.00 | $59,427 Land $9,339 Building $50,088 | $178,299 Land $28,020 Building $150,279 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 104 (1978–2026) |
| Claims Outside the SFHA | 11 of 104 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX LAKE serves 11,780 people · EPA ID IL0970200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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