38 E Main St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 38 E Main St, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1915
Square Footage1,700 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$60,000 (2002)
Tax Bill$3,513.00 (2025)

Property Details

APN / Parcel Number

Primary APN453801 13-1-11
Alternative APN
  • 380101300000010110000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,700 sqft Living Area
1st Floor859 sqft 1st Floor
2nd Floor841 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area8,276 sqft (0.19 acres)
Depth X Width165 ft x 50 ft Depth x Width
Shed1 Shed
Porch Area472 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address38 E MAIN ST
CityWATERLOO
StateNY
Zip13165-1431
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMB02-412
Legal Block1
Legal Lot Number11.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2014
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 13-1-11

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 E MAIN ST, WATERLOO, NY 13165-1431
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Dec 09, 2002
  • Deed Sale Price on Dec 09, 2002
Deed Book / Page658 / 75
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address38 E MAIN ST, WATERLOO, NY 13165-1431
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001974/168
DateNov 17, 2025
Book Page1974/168
Instrument72381
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term481 Months
DueDec 01, 2065

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,513.00 (+10.89%)$72,900 (-) Land $12,400 Building $60,500$119,500 (+16.39%) Land $20,326 Building $99,174
2023$72,900 Land $12,400 Building $60,500$102,676 Land $17,465 Building $85,211
2019$3,168.00

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