33 E Main St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 33 E Main St, Waterloo, NY 13165 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1820
Square Footage	3,382 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$69,900 (2001)
Tax Bill	$4,710.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`453801 10-3-58`
Alternative APN	`380101000000030580000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	3,382 sqft Living Area
1st Floor	1,875 sqft 1st Floor
2nd Floor	1,507 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Traditional Style
Exterior Material	Brick Exterior
Lot Area	9,148 sqft (0.21 acres)
Shed	1 Shed
Porch Area	196 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	33 E MAIN ST
City	WATERLOO
State	NY
Zip	13165-1430
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.002 AC FROM VILLAGE SEE 633/67 REC 9/20/01 MB01-333
Legal Block	3
Legal Lot Number	58.000
Jurisdiction	SENECA NY
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2008
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 10-3-58

Assessment roll updated May 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 E MAIN ST, WATERLOO, NY 13165-1430
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK
May 05, 2026	Deed of Trust, Mortgage FIVE STAR BANK
Nov 09, 2021	Quit Claim Deed, Transfer Quitclaim Document

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2001 · Amount on Record
Deed Sale	Sep 20, 2001 · Amount on Record
Deed Book / Page	633 / 70
Last Transfer Date	Oct 22, 2021
Transfer Doc	001044/107
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Recording Date	May 05, 2026
Property Address	33 E MAIN ST, WATERLOO, NY 13165-1430
Document Number	001992/190
Book / Page	1992 / 190
Instrument Date	Apr 13, 2026
Instrument	202674286
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 E MAIN ST, WATERLOO, NY 13165-1430
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074286,
Date	May 05, 2026
Book Page	1992/190
Instrument	202674286

Lender

Name	FIVE STAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate	5.5%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Recording Date	May 05, 2026
Property Address	33 E MAIN ST, WATERLOO, NY 13165-1430
Document Number	001992/213
Book / Page	1992 / 213
Instrument Date	Apr 13, 2026
Instrument	202674287
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 E MAIN ST, WATERLOO, NY 13165-1430
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074287,
Date	May 05, 2026
Book Page	1992/213
Instrument	202674287

Lender

Name	FIVE STAR BANK

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	Nov 09, 2021
Property Address	33 E MAIN ST, WATERLOO, NY 13165-1430
Document Number	001044/107
Book / Page	1044 / 107
Instrument Date	Oct 22, 2021
Instrument	56001
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	33 E MAIN ST, WATERLOO, NY 13165-1430

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,710.00 (+92.24%)	$98,000 (-) Land $13,000 Building $85,000	$160,700 (+16.43%) Land $21,317 Building $139,383
2023		$98,000 Land $13,000 Building $85,000	$138,028 Land $18,310 Building $119,718
2019	$2,450.00

33 E Main St, Waterloo, NY 13165 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on E Main St

Nearby Streets

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