38 Chudy St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 38 Chudy St, Three Rivers, MA 01080 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1951
Square Footage	1,501 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2021)
Tax Bill	$5,389.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`PALM M:77 B:4`
Alternative APN	`M:0077 L:000004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,501 sqft Living Area
Gross Area	3,362 sqft Gross Area
1st Floor	1,228 sqft 1st Floor
Attic Area	780 sqft Attic
Attic	1 Attic
Basement Area	780 sqft Basement
Unfinished Basement	612 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,454 sqft (0.24 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	38 CHUDY ST
City	THREE RIVERS
State	MA
Zip	01080-1014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	PALMER MA
Minor Civil Division	PALMER TOWN
Census Blockgroup	2
Census Block	2002
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:77 B:4

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 CHUDY ST, THREE RIVERS, MA 01080-1014
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Oct 31, 2006 · Amount on Record
Deed Doc Number	202160778
Record Refreshed	Sep 20, 2026

August 2021: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	PALMER MA
Recording Date	Aug 30, 2021
Property Address	38 CHUDY ST, THREE RIVERS, MA 01080-1014
Document Number	24089-191
Book / Page	24089 / 191
Instrument Date	Aug 30, 2021
Instrument	60778
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 MOUNTAIN RD, WILBRAHAM, MA 01095-1723

Mortgage

Document Number	60779
Date	Aug 30, 2021
Instrument	60779

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,389.00 (+6.38%)	$295,600 (+10.05%) Land $60,700 Building $234,900	$389,500 (+7.53%)
2024	$5,066.00 (+2.84%)	$268,600 (+7.53%) Land $55,200 Building $213,400	$362,235
2023	$4,926.00	$249,800 Land $55,200 Building $194,600

Flood & Wildfire

38 Chudy St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.