33 Chudy St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 33 Chudy St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 1952
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2026)
Tax Bill	$4,785 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:70 B:46`

Property Details

APN / Parcel Number

Primary APN	`PALM M:70 B:46`
Alternative APN	`M:0070 L:000046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	3,851 sqft
1st Floor Area	1,324 sqft
Attic	Attic
Attic Area	868 sqft
Basement Area	780 sqft
Unfinished Basement	580 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	33 CHUDY ST
City	THREE RIVERS
State	MA
Zip	01080-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	46
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2011
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 CHUDY ST, THREE RIVERS, MA 01080-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Deed Book / Page	26233 / 187
Record Updated	Sep 20, 2026

February 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PALMER MA
Recording Date	Feb 26, 2026
Property Address	33 CHUDY ST, THREE RIVERS, MA 01080-1013
Document Number	026233-187
Book / Page	26233 / 187
Instrument Date	Feb 12, 2026
Instrument	8453
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CHUDY ST, PALMER, MA 01069

Mortgage

Document Number	0000008454
Date	Feb 26, 2026
Instrument	8454

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,785.00 (+6.48%)	$262,500 (+10.16%) Land $60,900 Building $201,600	$413,915 (+8.44%)
2024	$4,494.00 (+2.7%)	$238,300 (+7.39%) Land $55,400 Building $182,900	$381,710
2023	$4,376.00	$221,900 Land $55,400 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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