34 Chudy St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 34 Chudy St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,308 sqft · built 1952
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2019)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Oct 2019 Transfer Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:77 B:5`

Property Details

APN / Parcel Number

Primary APN	`PALM M:77 B:5`
Alternative APN	`M:0077 L:000005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	3,711 sqft
1st Floor Area	994 sqft
Attic	Attic
Attic Area	896 sqft
Basement Area	994 sqft
Unfinished Basement	994 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	34 CHUDY ST
City	THREE RIVERS
State	MA
Zip	01080-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	5
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2002
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 BILLINGSLEY DR, LIVINGSTON, NJ 07039-4609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 24, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK
May 22, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MICHAEL A ZURAW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Prior Sale	May 22, 2019 · Amount on Record
Deed Document Number	201954981
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	22888-493
Record Updated	Sep 20, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Oct 4, 2019
Property Address	34 CHUDY ST, THREE RIVERS, MA 01080-1014
Document Number	22888-493
Book / Page	022888 / 000493
Instrument Date	Sep 23, 2019
Instrument	57950
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BILLINGSLEY DR LIVINGSTON NJ 070394609, LIVINGSTON, NJ 07039-4609

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Sep 24, 2019
Property Address	34 CHUDY ST, THREE RIVERS, MA 01080-1014
Document Number	22867-182
Book / Page	22867 / 182
Instrument Date	Sep 19, 2019
Instrument	54981
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BILLINGSLEY DR, LIVINGSTON, NJ 07039-4609

Mortgage

Document Number	54982
Date	Sep 24, 2019
Instrument	54982

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	May 22, 2019
Property Address	34 CHUDY ST, THREE RIVERS, MA 01080-1014
Document Number	22675-392
Book / Page	22675 / 392
Instrument Date	May 13, 2019
Instrument	26442
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 EAST ST, SOUTHAMPTON, MA 01073-9345
Investor	Possibly a Property Investor

Mortgage

Document Number	26443
Date	May 22, 2019
Instrument	26443

Lender

Name	MICHAEL A ZURAW

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,484.00 (+3.18%)	$300,800 (+6.74%) Land $61,400 Building $239,400	$360,240 (+7.3%)
2024	$5,315.00 (+2.98%)	$281,800 (+7.68%) Land $55,800 Building $226,000	$335,730
2023	$5,161.00	$261,700 Land $55,800 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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