Erie County and West Seneca Town property record for 38 Cathedral Dr, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,460 sqft · built 1993 |
| Lot Size | 0.196 acres (8,515 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Sep 2018) |
| Tax Bill | $7,907 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-075-000 |
| Primary APN | 15-075-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,515 sqft (0.196 acres) |
| Lot Dimensions | 131 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15-075-000 |
|---|---|
| Street Address | 38 CATHEDRAL DR |
| City | BUFFALO |
| State | NY |
| Zip | 14224-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | MC-2663 SL-8 (FL-197) SUMMIT MEADOW'S S/D 65.00 X 131.00 IRR. |
| Legal Subdivision | EBENEZER LANDS |
| Legal Block | 11 |
| Legal Lot Number | 40.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11800 |
38 Cathedral Dr is owned and occupied by two individuals who bought it in September 2018.
Source: Erie County and West Seneca Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 CATHEDRAL DR, BUFFALO, NY 14224-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Line of Credit KEY BANK |
| Sep 5, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 13, 2018 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on File |
| Deed Sale | Sep 5, 2018 · Amount on File |
| Deed Document Number | 2018177089 |
| Deed Book / Page | 11334 / 603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 21, 2026 |
| Property Address | 38 CATHEDRAL DR, BUFFALO, NY 14224-2200 |
| Document Number | 0000155698 |
| Book / Page | 14209 / 6620 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 2026155698 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 38 CATHEDRAL DR, BUFFALO, NY 14224-2200 |
| Document Number | 0000155698, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 14209/6620 |
| Instrument | 2026155698 |
| Name | KEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 5, 2018 |
| Property Address | 38 CATHEDRAL DR, BUFFALO, NY 14224-2200 |
| Document Number | 0113340603 |
| Book / Page | 011334 / 000603 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30 CRANWOOD LN ORCHARD PARK NY 141273291, ORCHARD PARK, NY 14127-3291 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 38 CATHEDRAL DR, BUFFALO, NY 14224-2200 |
| Document Number | 0138537191 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 38 CATHEDRAL DR WEST SENECA NY 142242200, WEST SENECA, NY 14224-2200 |
| Document Number | 0138537191 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 013853/007191 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 38 Cathedral Dr was $7,907, up 92.2% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,907.00 (+92.2%) | ||
| 2025 | $4,114.00 (-46.69%) | $78,900 (-) Land $11,900 Building $67,000 | $328,800 (+4.18%) Land $49,591 Building $279,209 |
| 2024 | $7,717.00 | $78,900 (-) Land $11,900 Building $67,000 | $315,600 (+4%) Land $47,600 Building $268,000 |
| 2023 | $78,900 Land $11,900 Building $67,000 | $303,462 Land $45,769 Building $257,693 | |
| 2019 | $7,280.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Cathedral Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Cathedral Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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