Walton County property record for 38 Bourne Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,086 sqft · built 2003 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,675,000 (Jun 2022) |
| Tax Bill | $19,812 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16065-048-0050 |
| Primary APN | 35-3S-18-16065-048-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 3,136 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 2,875 sqft (0.066 acres) |
| Lot Dimensions | 8 ft deep x 3.6 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 664 sqft |
| Patio Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1080348 |
|---|---|
| Street Address | 38 BOURNE LN |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 48 ROSEMARY BEACH PH 7A S/D PB 14-19 OR 2243-243 OR 3251-4979 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ROSEMARY BEACH PH 7 |
| Legal Phase | 7A |
| Legal Block | 48 |
| Legal Lot Number | 5 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 950611 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13123 E EMERALD COAST PKWY # B196, B196, ROSEMARY BEACH, FL 32461-9604 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jul 16, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on Record |
| Deed Sale | Jun 3, 2022 · Amount on Record |
| Deed Document Number | 20220026345 |
| Deed Book / Page | 3254 / 4979 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 3, 2022 |
| Property Address | 38 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Document Number | 0032544979 |
| Book / Page | 3254 / 4979 |
| Map Reference | MB 13 PG 42&42A |
| Instrument Date | Jun 1, 2022 |
| Instrument | 20220026345 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4414 JETT RD NW, ATLANTA, GA 30327-3559 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13123 E EMERALD COAST PKWY # 196, 196, ROSEMARY BEACH, FL 32461-9604 |
| Document Number | 0032550001 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 3255/1 |
| Instrument | 20220026346 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 38 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031114059 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 3111/4059 |
| Instrument | 20190023807 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 214 Months |
| Due | May 11, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069,125 (-2.94%) Land $850,000 Building $1,219,125 | $2,069,125 (-2.94%) Land $850,000 Building $1,219,125 | |
| 2024 | $19,812.00 (+2.29%) | ||
| 2023 | $19,369.00 (+26.15%) | $2,131,749 (+13.01%) Land $775,000 Building $1,356,749 | $2,131,749 (+13.01%) Land $775,000 Building $1,356,749 |
| 2022 | $15,354.00 | $1,886,393 Land $682,291 Building $1,204,102 | $1,886,393 Land $682,291 Building $1,204,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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