Walton County property record for 18 Bourne Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,137 sqft · built 2003 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $4,550,000 (Dec 2024) |
| Tax Bill | $30,533 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16065-048-0020 |
| Primary APN | 35-3S-18-16065-048-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,137 sqft Living Area |
| Gross Area | 4,417 sqft |
| 1st Floor Area | 872 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 3,441 sqft (0.079 acres) |
| Lot Dimensions | 95 ft deep x 36 ft wide |
| Garage Type | Attached |
| Garage Area | 563 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 888 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18 BOURNE LN |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | LOT 2 BLK 48 ROSEMARY BEACH PH 7A PB 14-19 OR 2230-269 OR 2318-887 OR 2378-1231 OR 2609-4374 OR 2633-2396 OR 3028-3740 OR 3029-2518 OR 3036-1172 OR 3055-3032 OR 3147-1612 OR 3332-4034 OR 3344-2270 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ROSEMARY BEACH PH 7A |
| Legal Phase | 7A |
| Legal Block | 48 |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 950611 |
Source: Walton County records · APN 35-3S-18-16065-048-0020
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 18 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 29, 2024 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Dec 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK |
| Jun 23, 2020 | Warranty Deed, Transfer KEYBANK USA |
| Oct 23, 2017 | Grant Deed, Transfer MAJESTY TITLE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Jun 23, 2020 · Amount on Record |
| Deed Document Number | 202443109 |
| Deed Book / Page | 3344 / 2270 |
| Prior Transfer Date | Jul 26, 2024 |
| Prior Transfer Doc | 0033324034 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 18 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1505 N 3RD ST, SPEARFISH, SD 57783-1318 |
| Document Number | 0033401069 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 3340/1069 |
| Instrument | 20240037729 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | PORT SAINT JOE, FL 32456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 13, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 18 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030603186 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 3060/3186 |
| Instrument | 2017000041864 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 23, 2020 |
| Property Address | 18 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Document Number | 0031471612 |
| Book / Page | 003147 / 001612 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 21581 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1505 N 3RD ST SPEARFISH SD 577831318, SPEARFISH, SD 57783-1318 |
| Document Number | 31471615 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 003147/001615 |
| Instrument | 21582 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 127 PUBLIC SQ, CLEVELAND, OH 44114-1217 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 23, 2017 |
| Property Address | 18 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Document Number | 0030553032 |
| Book / Page | 003055 / 003032 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 35010 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,859.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5339 ALPHA ROAD # DALLAS TX 75240, DALLAS, TX 75240 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,533.00 (+3.79%) | $3,379,262 (-4.81%) Land $850,000 Building $2,529,262 | $3,379,262 (-4.81%) Land $850,000 Building $2,529,262 |
| 2024 | $29,419.00 (+6.82%) | ||
| 2023 | $27,541.00 (+8.66%) | $3,549,955 (+11.84%) Land $775,000 Building $2,774,955 | $3,549,955 (+11.84%) Land $775,000 Building $2,774,955 |
| 2022 | $25,345.00 | $3,174,057 Land $739,148 Building $2,434,909 | $3,174,057 Land $739,148 Building $2,434,909 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber | 2,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
Based on FCC filings for 429 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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