Walton County property record for 87 Bourne Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,828 sqft · built 2013 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,950,000 (Jan 2026) |
| Tax Bill | $24,583 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16064-033-0200 |
| Primary APN | 35-3S-18-16064-033-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,828 sqft Living Area |
| Gross Area | 3,388 sqft |
| 1st Floor Area | 1,012 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 2,701 sqft (0.062 acres) |
| Lot Dimensions | 85 ft deep x 32 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 560 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 87 BOURNE LN |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | LOT 20 BLK 33 ROSEMARY BEACH PH 6 PB 13-30 OR 2076-86 OR 2476-673 OR 2758-2561 OR 2872-4382 OR 3011-4605 OR 3072-4168 OR 3153-1542 OR 3278-113 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ROSEMARY BEACH PH 6 |
| Legal Phase | 6 |
| Legal Block | 33 |
| Legal Lot Number | 20 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1131 |
| Census Tract | 950611 |
Source: Walton County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 418 N VAN BUREN AVE, SAINT LOUIS, MO 63122-3921 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Jan 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| May 4, 2018 | Warranty Deed, Transfer · ARM BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Jan 12, 2023 · Amount on Record |
| Deed Document Number | 20261518 |
| Deed Book / Page | 3384 / 949 |
| Prior Transfer Date | Jul 25, 2012 |
| Prior Transfer Doc | 0028960943 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 14, 2026 |
| Property Address | 87 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Document Number | 0033840949 |
| Book / Page | 3384 / 949 |
| Map Reference | MB 13 PG 30-30A |
| Instrument Date | Dec 31, 2025 |
| Instrument | 20260001518 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | ARK TITLE SERVICES LLC, AQUARK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8765 SPRING CYPRESS RD RDL 173, 173, SPRING, TX 77379-3194 |
| Name | Verified Name |
|---|---|
| Address | 418 N VAN BUREN AVE, KIRKWOOD, MO 63122-3921 |
| Document Number | 0003384951 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 3384/951 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 12, 2023 |
| Property Address | 87 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Document Number | 0032780113 |
| Book / Page | 3278 / 113 |
| Map Reference | MB 13 PG 30&30A |
| Instrument Date | Jan 11, 2023 |
| Instrument | 20230001366 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1105 GLENWOOD AVE, NASHVILLE, TN 37204-3921 |
| Name | Verified Name |
|---|---|
| Address | 8765 SPRING CYPRESS RD # 173, 173, SPRING, TX 77379-3194 |
| Document Number | 0003278115 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 3278/115 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 4, 2018 |
| Property Address | 87 BOURNE LN, INLET BEACH, FL 32461-5046 |
| Document Number | 0030724168 |
| Book / Page | 3072 / 4168 |
| Map Reference | MB13 PG30&30A |
| Instrument Date | May 1, 2018 |
| Instrument | 2018000014736 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1115 MAPLE ST, 1115, CLEVELAND, MS 38732-3108 |
| Name | Verified Name |
|---|---|
| Address | 440 FLINT POINT DR, HOUSTON, TX 77024-6749 |
| Document Number | 2018000014737 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2018000014737 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,583.00 (-8.17%) | $2,720,696 (-5.99%) Land $850,000 Building $1,870,696 | $2,720,696 (-5.99%) Land $850,000 Building $1,870,696 |
| 2024 | $26,769.00 (+22.45%) | ||
| 2023 | $21,861.00 (+12.14%) | $2,894,107 (+18.35%) Land $775,000 Building $2,119,107 | $2,894,107 (+18.35%) Land $775,000 Building $2,119,107 |
| 2022 | $19,494.00 | $2,445,309 Land $568,576 Building $1,876,733 | $2,445,309 Land $568,576 Building $1,876,733 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber | 2,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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