Bergen County and Ramsey Borough property record for 38 Arch St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,384 sqft · built 1910 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,416 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04811-0000-00003 |
| Primary APN | 48-04811-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,384 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 160 ft deep x 55 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 38 ARCH ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.202AC |
| Legal Block | 4811 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-04811-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 ARCH ST, RAMSEY, NJ 07446-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 ARCH ST, RAMSEY, NJ 07446-1914 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38 ARCH ST, RAMSEY, NJ 07446-1914 |
| Document Number | 0049340476 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 4934/476 |
| Instrument | 2023013117 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Mar 01, 2043 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $656,100 (+8.81%) Land $319,200 Building $336,900 | $656,100 (+8.81%) Land $319,200 Building $336,900 | |
| 2025 | $12,416.00 (-4.23%) | $603,000 (+31.26%) Land $269,200 Building $333,800 | $603,000 (+31.26%) Land $269,200 Building $333,800 |
| 2024 | $12,964.00 (+7.59%) | ||
| 2023 | $459,400 Land $236,000 Building $223,400 | $459,400 Land $236,000 Building $223,400 | |
| 2022 | $12,050.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures