27 Arch St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 27 Arch St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,264 sqft · built 1910
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2021)
Tax Bill	$7,519 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04810-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`48-04810-0000-00013`
Alternative APN	`480481000013`

Interior

Stories	2 Stories
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	27 ARCH ST
City	RAMSEY
State	NJ
Zip	07446-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	0.179AC
Legal Block	4810
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2020
Census Tract	44202

Owner

27 Arch St is owned by two individuals who bought it in July 2021.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 FIELDSTONE TER, WYCKOFF, NJ 07481-3501
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Deed Document Number	2021115826
Deed Book / Page	4279 / 1713
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 20, 2021
Property Address	27 ARCH ST, RAMSEY, NJ 07446-1913
Document Number	0042791713
Book / Page	4279 / 1713
Instrument Date	Jun 11, 2021
Instrument	2021115826
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1613 ORCHID BLVD APT 301, 1613, CAPE CORAL, FL 33904-7496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FIELDSTONE TER, WYCKOFF, NJ 07481-3501

Mortgage

Document Number	0042791718
Date	Jul 20, 2021
Book Page	4279/1718
Instrument	2021115827

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 27 Arch St was $7,519, down 12.9% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,400 (+12.65%) Land $274,900 Building $136,500	$411,400 (+12.65%) Land $274,900 Building $136,500
2025	$7,519.00 (-12.92%)	$365,200 Land $229,900 Building $135,300	$365,200 Land $229,900 Building $135,300
2024	$8,635.00
2023		$306,000 Land $202,100 Building $103,900	$306,000 Land $202,100 Building $103,900
2022	$8,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Arch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Arch St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20