Bergen County and Ramsey Borough property record for 44 Arch St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,713 sqft · built 1910 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Dec 2015) |
| Tax Bill | $9,539 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04811-0000-00004-0000-C0001 |
| Primary APN | 48-04811-0000-00004-0000-C0001 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,713 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 9,278 sqft (0.213 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 44 ARCH ST, 1 |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.213AC |
| Legal Subdivision | 42-44 ARCH STREET |
| Legal Block | 4811 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 44202 |
44 Arch St is owned by two individuals who bought it in December 2015.
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 ARCH ST, RAMSEY, NJ 07446-1914 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2015 · Amount on File |
| Deed Sale | Dec 16, 2015 · Amount on File |
| Prior Sale | Feb 2, 2007 · Amount on File |
| Deed Document Number | 201594764 |
| Deed Book / Page | 2133 / 801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 ARCH ST, RAMSEY, NJ 07446-1914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037641508 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3764/1508 |
| Instrument | 20-102942 |
| Name | EQUITY NOW |
|---|---|
| Type | Mortgage Company |
| Address | MAMARONECK, NY 10543 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 44 Arch St was $9,539, down 10.7% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,000 (+0.58%) Land $175,000 Building $291,000 | $466,000 (+0.58%) Land $175,000 Building $291,000 | |
| 2025 | $9,539.00 (-10.69%) | $463,300 Land $175,000 Building $288,300 | $463,300 Land $175,000 Building $288,300 |
| 2024 | $10,681.00 | ||
| 2023 | $378,500 Land $165,000 Building $213,500 | $378,500 Land $165,000 Building $213,500 | |
| 2022 | $9,928.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Arch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 44 Arch St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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