Osceola County property record for 3799 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,365 sqft Living Area |
| Lot Size | 9,844 sqft (0.226 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $362,500 (2026) |
| Tax Bill | $6,878.00 (2024) |
| Primary APN | 15-26-30-0700-0001-2220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,365 sqft Living Area |
| Gross Area | 2,830 sqft Gross Area |
| 1st Floor | 2,365 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,844 sqft (0.226 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 900 sqft Patio |
| Porch Area | 45 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3799 CEDAR HAMMOCK TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 222 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 2220 |
| Legal Lot Number | 222 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43208 |
Source: Osceola County records · APN 15-26-30-0700-0001-2220
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3799 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| May 04, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on Record |
| Deed Sale | Feb 10, 2026 · Amount on Record |
| Prior Sale | May 04, 2018 · Amount on Record |
| Deed Doc Number | 202618198 |
| Deed Book / Page | 6920 / 1664 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 10, 2026 |
| Property Address | 3799 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8736 |
| Document Number | 0069201664 |
| Book / Page | 6920 / 1664 |
| Map Reference | MB 16 PG 34-41 |
| Instrument Date | Feb 06, 2026 |
| Instrument | 2026018198 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2440 TESORO CT, KISSIMMEE, FL 34744-3924 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3799 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8736 |
| Document Number | 0069201666 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 6920/1666 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 04, 2018 |
| Property Address | 3799 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8736 |
| Document Number | 0053281531 |
| Book / Page | 005328 / 001531 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 71607 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3799 CEDAR HAMMOCK TRL ST CLOUD FL 347728736, ST CLOUD, FL 34772-8736 |
| Document Number | 53281532 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 005328/001532 |
| Instrument | 71608 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,060.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $353,254 (+5.99%) | $364,800 (+9.45%) Land $85,000 Building $279,800 |
| 2024 | $6,878.00 (+0.48%) | ||
| 2023 | $6,845.00 (+9.64%) Homeowner's exemption | $333,300 (+10.4%) Land $75,000 Building $258,300 | $333,300 (+10.4%) Land $75,000 Building $258,300 |
| 2022 | $6,243.00 | $301,900 Land $70,000 Building $231,900 | $301,900 Land $70,000 Building $231,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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