3783 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3783 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,746 sqft · built 2006
Lot Size	0.325 acres (14,157 sqft)
Owner	Owner Name on File
Last Sale	$389,600 (Apr 2006)
Tax Bill	$3,756 (2025)
Flood Zone	Zone X (minimal risk)
APN	`120559`

Property Details

APN / Parcel Number

Primary APN	`120559`
Alternative APN	`152630070000011950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,746 sqft Heated Area
Gross Area	3,350 sqft Gross Area
1st Floor Area	2,746 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,157 sqft (0.325 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished
Garage Area	441 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	163 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	120559
Street Address	3783 CEDAR HAMMOCK TRL
City	SAINT CLOUD
State	FL
Zip	34772-8735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 195
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	195
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	43208

Owner

Source: Osceola County records · APN 120559

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3783 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2006 · Amount on Record
Deed Sale	Apr 12, 2006 · Amount on Record
Deed Document Number	2006097879
Deed Book / Page	3124 / 1421
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,756.00 (+9.66%) Homeowner's exemption	$152,012 (+5.99%)	$398,300 (+9.57%) Land $85,000 Building $313,300
2023	$3,425.00 (+6.73%) Homeowner's exemption	$143,426 (+3%)	$363,500 (+10.76%) Land $75,000 Building $288,500
2022	$3,209.00 Homeowner's exemption	$139,249	$328,200 Land $70,000 Building $258,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.