1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Cedar Hammock Trl

3803 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3803 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage2,562 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2024)
Tax Bill$8,140.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-2230
Alternative APNs
  • 263015070000012230
  • 120587

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,562 sqft Living Area
Gross Area3,056 sqft Gross Area
1st Floor1,050 sqft 1st Floor
Upper Floors1,512 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Patio Area630 sqft Patio
Porch Area10 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3803 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 223
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block2230
Legal Lot Number223
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-2230

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3803 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2024Deed of Trust, Mortgage · Conventional Mortgage
KIND LENDING LLC
Mar 04, 2022Warranty Deed, Transfer
FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC
Sep 21, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
DG PINNACLE FNDG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2024 · Amount on Record
Deed SaleApr 08, 2024 · Amount on Record
Prior SaleMar 04, 2022 · Amount on Record
Deed Doc Number202445048
Deed Book / Page6579 / 685
Prior Transfer DateSep 20, 2021
Prior Transfer Doc0060472955
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3803 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 FERNWOOD TRL, ORMOND BEACH, FL 32174-4955

Mortgage

Document Number0065790688
DateApr 08, 2024
Book Page6579/688
Instrument2024045049
Lender
NameKIND LENDING LLC
TypeMortgage Company
Address4 HUTTON CENTRE DR STE 1000, SANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 04, 2022
Property Address3803 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Document Number0061641933
Book / Page6164 / 1933
Map ReferenceMB 16 PG 34-41
Instrument DateMar 02, 2022
Instrument2022035579
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Tax$3,115.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressMIRAFLORES CALLE QUINTA #411411, ECUADOR XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address1380 E JEFFERSON AVE, DETROIT, MI 48207-3104
InvestorPossibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 21, 2021
Property Address3803 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Document Number0060472955
Book / Page6047 / 2955
Map ReferenceMB 16 PG 34-41
Instrument DateSep 20, 2021
Instrument2021146042
Transaction TypeTransfer
Record UpdatedOct 01, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3803 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3803 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Transaction TypeMortgage
Record UpdatedApr 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3803 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737

Mortgage

Document Number0059141226
DateMar 17, 2021
Book Page5914/1226
Instrument2021039876
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3803 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Document Number0018072493
Instrument DateApr 26, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3803 CEDAR HAMMOCK TRL ST CLOUD FL 347728737, ST CLOUD, FL 34772-8737

Mortgage

Document Number0018072493
DateMay 07, 2018
Book Page201807/002493
Instrument2058925
Lender
NameDG PINNACLE FNDG LLC
AddressMIAMI, FL 33126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,315.00 (+2.15%)$363,600 (+9.45%) Land $85,000 Building $278,600$363,600 (+9.45%) Land $85,000 Building $278,600
2024$8,140.00 (+7.27%)
2023$7,588.00 (+10.27%)$332,200 (+10.48%) Land $75,000 Building $257,200$332,200 (+10.48%) Land $75,000 Building $257,200
2022$6,881.00$300,700 Land $70,000 Building $230,700$300,700 Land $70,000 Building $230,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cedar Hammock Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures