Eaton County property record for 3797 Hubbard Rd, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,414 sqft |
| Lot Size | 36.4 acres (1,589,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,044 (2025) |
| Deeds & Mortgages | Apr 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06002710003100 |
| Primary APN | 06002710003100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Lot Area | 1,589,504 sqft (36.4 acres) |
|---|---|
| Garage Area | 1,200 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3797 HUBBARD RD |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-8680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA |
| Legal Description | NE 1/4 OF NW 1/4 EXCEPT E 704 FT OF N 217 FT. SEC.27, T3N,R5W, CHESTER TWP 1986 |
| Legal Range | 05W |
| Legal Township | 03N |
| Legal Section | 27 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 20602 |
3797 Hubbard Rd is owned and occupied by an individual who acquired it in July 2016.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3797 HUBBARD RD, CHARLOTTE, MI 48813-8680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 26, 2016 |
| Transfer Doc | 2632/1264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 3797 HUBBARD RD, CHARLOTTE, MI 48813-8680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2674/0167 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 2674/0167 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 15, 2022 |
The 2025 property tax bill for 3797 Hubbard Rd was $3,044 with a homeowner's exemption, up 3.4% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Chester Township |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,800 (+5.01%) | $419,600 (+5.01%) | |
| 2025 | $3,044.00 (+3.43%) Homeowner's exemption | $199,800 | $399,600 |
| 2024 | $2,943.00 | ||
| 2023 | $167,200 | $334,400 | |
| 2022 | $2,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3797 Hubbard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3797 Hubbard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HomeWorks Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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