3695 Hubbard Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 3695 Hubbard Rd, Charlotte, MI 48813

Property Summary

Property TypeGeneral Agricultural/Rural
Details1.5 ba · 1,728 sqft
Lot Size38.5 acres (1,680,545 sqft)
OwnerIndividual Name on File
Tax Bill$3,844 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06002710007001

Property Details

APN / Parcel Number

Primary APN06002710007001

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,728 sqft Total Area
1st Floor Area1,224 sqft
Basement Area1,032 sqft
Unfinished Basement1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area1,680,545 sqft (38.5 acres)
Garage Area768 sqft
Total Buildings6 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3695 HUBBARD RD
CityCHARLOTTE
StateMI
Zip48813-8680
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeLA
Legal DescriptionCOM N 1/4 COR SEC 27; S0?42'22"E 1327.11 FT TO N LINE S 1/2 OF NW 1/4 & POB; S0?42'22"E 379.22 FT; N89?37'52"W 200 FT; S0?42'22"E 280 FT; N89?37'52"W 2431.9 FT; N0?45'25"W 660.57 FT; S89?36'07"E 2632.51 FT TO POB. SUBJ TO ALL EASEMENTS & RESTRICTIONS
Legal Range05W
Legal Township03N
Legal Section27
JurisdictionEATON MI
Township / Civil DivisionCHESTER
Census Block Group1
Census Block1066
Census Tract20602

Owner

3695 Hubbard Rd, an agricultural property, is owned and occupied by an individual who acquired it in September 2024.

Source: Eaton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3695 HUBBARD RD, CHARLOTTE, MI 48813-8680
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 4, 2024
Transfer Doc03106/1011
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address3695 HUBBARD RD, CHARLOTTE, MI 48813-8680
Transaction TypeMortgage
Record UpdatedJul 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02669/1277
DateMar 20, 2017
Book Page2669/1277
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
AddressEAST LANSING, MI 48823
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3695 Hubbard Rd was $3,844 with a homeowner's exemption, up 3.3% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
County SubdivisionChester Township
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,100 (+0.16%)$370,200 (+0.16%)
2025$3,844.00 (+3.31%)$184,800$369,600
2024$3,721.00
2023$158,400$316,800
2022$3,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3695 Hubbard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3695 Hubbard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
HomeWorks Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hubbard Rd

Nearby Streets

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