3661 Hubbard Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 3661 Hubbard Rd, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,842 sqft
Lot Size	2.57 acres (111,949 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Sep 2019)
Tax Bill	$1,860 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06002710005101`

Property Details

APN / Parcel Number

Primary APN	`06002710005101`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,842 sqft Living Area
1st Floor Area	1,410 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Lot Area	111,949 sqft (2.57 acres)
Garage Area	576 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3661 HUBBARD RD
City	CHARLOTTE
State	MI
Zip	48813-8680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM N 1/4 COR SEC 27; S0?42'22"E 1706.33 FT TO POB; S0?42'22"E 560 FT; N89?37'52"W 200 FT; N0?42'22"W 560 FT; S89?37'52"E 200 FT TO POB. SUBJ TO ALL EASEMENTS & RESTRICTIONS IF ANY. SEC 27, T3N,R5W, CHESTER TWP. 12-29-03 (ADJUSTMENT OF OLD LOTS)
Legal Range	05W
Legal Township	03N
Legal Section	27
Jurisdiction	EATON MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1066
Census Tract	20602

Owner

3661 Hubbard Rd is owned and occupied by an individual who bought it in September 2019.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3661 HUBBARD RD, CHARLOTTE, MI 48813-8680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOAN LLC
Sep 19, 2019	Land Court Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	May 14, 2008 · Amount on File
Deed Book / Page	2803 / 802
Prior Transfer Date	Apr 23, 2008
Prior Transfer Doc	02180/0915
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	3661 HUBBARD RD, CHARLOTTE, MI 48813-8680
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3661 HUBBARD RD, CHARLOTTE, MI 48813-8680

Mortgage

Document Number	002984/699
Date	Feb 1, 2022
Book Page	2984/699

Lender

Name	MISSION LOAN LLC
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

September 2019: Land Court Deed, Transfer

Document Type	Land Court Deed
Jurisdiction	EATON MI
Recording Date	Sep 19, 2019
Property Address	3661 HUBBARD RD, CHARLOTTE, MI 48813-8680
Document Number	02803/0802
Book / Page	2803 / 0802
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3661 HUBBARD RD, CHARLOTTE, MI 48813-8680

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	601 WARREN ST, CHARLOTTE, MI 48813-1972
Investor	Possibly a Property Investor

Mortgage

Document Number	0002803803
Date	Sep 19, 2019
Instrument	2803/803

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3661 Hubbard Rd was $1,860 with a homeowner's exemption, up 3.2% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Chester Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,500 (+4.04%)	$175,000 (+4.04%)
2025	$1,860.00 (+3.22%) Homeowner's exemption	$84,100	$168,200
2024	$1,802.00
2023		$68,000	$136,000
2022	$1,585.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3661 Hubbard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3661 Hubbard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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