37929 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37929 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,655 sqft · built 1918
Lot Size	0.461 acres (20,103 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Apr 2018)
Tax Bill	$6,830 (2023)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-029-C-00-049-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-029-C-00-049-0`
Alternative APN	`A 48`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,655 sqft Total Area
1st Floor Area	1,200 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	20,103 sqft (0.461 acres)
Lot Dimensions	205 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	54 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 48
Street Address	37929 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094-6130
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	G-B
Legal Description	GORE TRACT S/L 4 & 5
Legal Subdivision	SKIFFS SECOND SURVEY
Legal Lot Number	4 5
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1006
Census Tract	201400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37929 2ND ST, WILLOUGHBY, OH 44094-6130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	1392
Record Updated	Jun 7, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Apr 27, 2018
Property Address	37929 2ND ST, WILLOUGHBY, OH 44094-6130
Document Number	0000010282
Instrument Date	Apr 20, 2018
Instrument	2018R010282
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37929 2ND ST, WILLOUGHBY, OH 44094-6130

Mortgage

Document Number	0000010283
Date	Apr 27, 2018
Instrument	2018R010283

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,830.00 (+42.5%) Homeowner's exemption	$72,140 (-) Land $28,930 Building $43,210
2022	$4,793.00 Homeowner's exemption	$72,140 Land $28,930 Building $43,210
2021			$206,140 Land $82,670 Building $123,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20