37914 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37914 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,171 sqft · built 1930
Lot Size	0.212 acres (9,230 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Mar 2012)
Tax Bill	$5,315 (2023)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-A-029-A-00-050-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-029-A-00-050-0`
Alternative APN	`B 120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,171 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	893 sqft
Basement Area	260 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,230 sqft (0.212 acres)
Lot Dimensions	142 ft deep x 65 ft wide

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	225 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37914 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094-6131
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	L-B
Legal Description	GORE TRACT PART OF LOT 105
Legal Subdivision	MERCHANTS
Legal Block	1
Legal Lot Number	105
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1011
Census Tract	201400

Owner

37914 2nd St, a duplex, is owned by a company that acquired it in February 2016.

Source: Lake County records, as of February 10, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1599, MENTOR, OH 44061-1599
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2012 · Amount on File
Deed Sale	Mar 23, 2012 · Amount on File
Prior Sale	Feb 15, 2012 · Amount on File
Deed Document Number	20127658
Last Transfer Date	Feb 14, 2016
Transfer Doc	0000005230
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37914 2ND ST, WILLOUGHBY, OH 44094-6131
Document Number	0000001350
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9347 BRINGMAN CT MENTOR OH 440607335, MENTOR, OH 44060-7335

Mortgage

Document Number	0000001350
Date	Jan 13, 2021
Instrument	1350

Lender

Name	CORTLAND SVGS & BKNG
Type	Funding / Finance Company
Address	CORTLAND, OH 44410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,730 Land $17,210 Building $48,520	$187,790 Land $49,160 Building $138,630
2023	$5,315.00 (+48.59%) Homeowner's exemption	$56,140 (-) Land $14,180 Building $41,960
2022	$3,577.00	$56,140 Land $14,180 Building $41,960
2021			$160,410 Land $40,520 Building $119,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37914 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37914 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20