Lake County property record for 37922 2nd St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,772 sqft · built 1910 |
| Lot Size | 0.154 acres (6,721 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Jan 2023) |
| Tax Bill | $4,825 (2023) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jan 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-029-A-00-049-0 |
| Primary APN | 27-A-029-A-00-049-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Old Style |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Lot Area | 6,721 sqft (0.154 acres) |
| Lot Dimensions | 112 ft deep x 60 ft wide |
| View / Lot | Central Business |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 37922 2ND ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | L-B |
| Legal Description | GORE TRACT PART OF LOT 105 |
| Legal Subdivision | CITY/WILLOUGHBY |
| Legal Block | 1 |
| Legal Lot Number | 105 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 201400 |
Source: Lake County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 11733, NEWARK, NJ 07101-4733 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 27, 2023 | Intrafamily Transfer, Transfer OHIO REAL TITLE |
| Jan 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 27, 2023 | Affidavit of Death of Trustee, Transfer OHIO REAL TITLE |
| Jan 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20231569 |
| Prior Transfer Date | Jan 23, 2023 |
| Prior Transfer Doc | 0000001566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37922 2ND ST, WILLOUGHBY, OH 44094-6131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 37922 2ND ST, WILLOUGHBY, OH 44094-6131 |
| Document Number | 0000002946 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024R002946 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 27, 2023 |
| Property Address | 37922 2ND ST, WILLOUGHBY, OH 44094-6131 |
| Document Number | 0000001568 |
| Map Reference | VOL 43 PG 84 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023R001568 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | OHIO REAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 27, 2023 |
| Property Address | 37922 2ND ST, WILLOUGHBY, OH 44094-6131 |
| Document Number | 0000001569 |
| Map Reference | VOL 43 PG 84 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023R001569 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 37922 2ND ST, WILLOUGHBY, OH 44094-6131 |
| Document Number | 0000001570 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023R001570 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 27, 2023 |
| Property Address | 37922 2ND ST, WILLOUGHBY, OH 44094-6131 |
| Document Number | 0000001567 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023R001567 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | OHIO REAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 27, 2023 |
| Property Address | 37922 2ND ST, WILLOUGHBY, OH 44094-6131 |
| Document Number | 0000001566 |
| Map Reference | VOL 43 PG 84 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2023R001566 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,020 (+16.15%) Land $14,360 Building $72,660 | $248,620 (+16.16%) Land $41,030 Building $207,590 | |
| 2023 | $4,825.00 (+340.24%) Homeowner's exemption | $74,920 (+167%) Land $14,260 Building $60,660 | |
| 2022 | $1,096.00 | $28,060 Land $8,230 Building $19,830 | |
| 2021 | $214,040 Land $40,740 Building $173,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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