37844 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 37844 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,640 sqft · built 1989
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$241,000 (May 2002)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-032`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
Gross Area	3,790 sqft
1st Floor Area	1,784 sqft
Basement Area	1,784 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Garage Area	1,150 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Frame Porch
Porch Area	368 sqft
Deck Area	266 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	37844 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASEMENT SEE NOTES FROM -031
Legal Subdivision	EATON
Legal Lot Number	90
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2014
Census Tract	91100

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37844 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 4, 2021	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2002 · Amount on Record
Deed Sale	May 29, 2002 · Amount on Record
Prior Sale	Nov 27, 1996 · Amount on Record
Deed Document Number	2002832347
Last Transfer Date	Sep 18, 2007
Transfer Doc	0000223856
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37844 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8654
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004472
Date	Feb 20, 2024
Instrument	2024-0004472

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 16, 2044

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37844 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8654
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210833588
Date	Aug 11, 2021
Instrument	2021-0833588

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37844 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8654
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210832360
Date	Aug 4, 2021
Instrument	2021-0832360

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37844 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8654
Document Number	0000646037
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37844 CHESTNUT RIDGE RD ELYRIA OH 440358654, ELYRIA, OH 44035-8654

Mortgage

Document Number	0000646037
Date	Sep 28, 2017
Instrument	646037

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,064.00 Homeowner's exemption	$114,480 (+%) Land $21,670 Building $92,810	$327,080 (-) Land $61,900 Building $265,180
2024	$5,064.00 (+3.39%)	$114,478 (+13.01%) Land $21,665 Building $92,813	$327,080 (+13.01%) Land $61,900 Building $265,180
2023	$4,898.00 (+2.06%)	$101,297 (%) Land $20,426 Building $80,871	$289,420 (-) Land $58,360 Building $231,060
2022	$4,799.00	$101,300 Land $20,430 Building $80,870
2021			$289,420 Land $58,360 Building $231,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

Nearby Properties on Chestnut Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures