Citrus County property record for 3790 E Cove Park Trl, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,961 sqft · built 2000 |
| Lot Size | 0.239 acres (10,432 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Apr 2023) |
| Tax Bill | $4,451 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-14-0140-000F0-027.0 |
| Primary APN | 19E-18S-14-0140-000F0-027.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| 1st Floor Area | 1,953 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 10,432 sqft (0.239 acres) |
| Lot Dimensions | 88 ft deep x 152 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 390 sqft |
| Patio Area | 495 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2800178 |
|---|---|
| Old Parcel Number | 1418S19E0140000F00270 |
| Street Address | 3790 E COVE PARK TRL |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 27 BLK F |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | F |
| Legal Lot Number | 27 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 450105 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 374 LONGMEADOW RD, ORANGE, CT 06477-1636 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Dec 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on Record |
| Deed Sale | Apr 24, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2020 · Amount on Record |
| Deed Document Number | 2023023213 |
| Deed Book / Page | 3372 / 1658 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 24, 2023 |
| Property Address | 3790 E COVE PARK TRL, HERNANDO, FL 34442-5520 |
| Document Number | 0033721658 |
| Book / Page | 3372 / 1658 |
| Map Reference | MB 15 PG 75-79 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023023213 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3790 E COVE PARK TRL, HERNANDO, FL 34442-5520 |
| Name | Verified Name |
|---|---|
| Address | 82 SUGAR HILL RD, NORTH HAVEN, CT 06473-4013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 21, 2020 |
| Property Address | 3790 E COVE PARK TRL, HERNANDO, FL 34442-5520 |
| Document Number | 0031190314 |
| Book / Page | 3119 / 314 |
| Map Reference | MB 15 PG 75-79 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2020069906 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | AMERICAN TTL SVCS OF CITRUS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3790 E COVE PARK TRL, HERNANDO, FL 34442-5520 |
| Document Number | 3119316 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 3119/316 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,451.00 (-2.11%) | $287,175 (-3.21%) Land $13,510 Building $273,665 | $287,175 (-3.21%) Land $13,510 Building $273,665 |
| 2024 | $4,547.00 (+66.62%) | $296,709 (+0.22%) Land $13,510 Building $283,199 | $296,709 (+0.22%) Land $13,510 Building $283,199 |
| 2023 | $2,729.00 (+4.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $296,062 (+10.66%) Land $13,510 Building $282,552 | $296,062 (+10.66%) Land $13,510 Building $282,552 |
| 2022 | $2,614.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $267,549 Land $13,510 Building $254,039 | $267,549 Land $13,510 Building $254,039 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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