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3768 E Cove Park Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3768 E Cove Park Trl, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,083 sqft · built 1995
Lot Size0.174 acres (7,588 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Dec 2024)
Tax Bill$3,039 (2025)
Deeds & MortgagesMay 2017 Transfer
Apr 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-14-0140-000F0-0250

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000F0-0250
Alternative APNs
  • 1418S19E0140000F00250
  • 2770376

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,083 sqft Living Area
Gross Area2,503 sqft
1st Floor Area2,083 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area7,588 sqft (0.174 acres)
Lot Dimensions100 ft deep x 63 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area1 sqft
PorchFinished/Open Porch
Porch Area221 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2770376
Street Address3768 E COVE PARK TRL
CityHERNANDO
StateFL
Zip34442-5520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 25 BLK F
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockF
Legal Lot Number25
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

Source: Citrus County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3768 E COVE PARK TRL, HERNANDO, FL 34442-5520
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
May 2, 2017Quit Claim Deed
FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC
Apr 26, 2017Quit Claim Deed
FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC
Apr 26, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2024 · Amount on Record
Deed SaleDec 6, 2024 · Amount on Record
Prior SaleApr 26, 2017 · Amount on Record
Deed Document Number202471990
Deed Book / Page3522 / 2201
Prior Transfer DateMay 1, 2017
Prior Transfer Doc0028260545
Record UpdatedJun 8, 2026

May 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateMay 2, 2017
Property Address3768 E COVE PARK TRL, HERNANDO, FL 34442-5520
Document Number0028260545
Book / Page002826 / 000545
Instrument DateMay 1, 2017
Instrument20412
Record UpdatedJun 21, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3768 E COVE PARK TRL HERNANDO FL 344425520, HERNANDO, FL 34442-5520

April 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateApr 26, 2017
Property Address3768 E COVE PARK TRL, HERNANDO, FL 34442-5520
Document Number0028250167
Book / Page002825 / 000167
Instrument DateApr 26, 2017
Instrument19360
Record UpdatedJun 21, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3768 E COVE PARK TRL HERNANDO FL 344425520, HERNANDO, FL 34442-5520

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateApr 26, 2017
Property Address3768 E COVE PARK TRL, HERNANDO, FL 34442-5520
Document Number0028250168
Book / Page2825 / 0168
Map ReferenceMB15 PG75-79
Instrument DateApr 6, 2017
Instrument2017019361
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIDELITY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3768 E COVE PARK TRL, 3768, HERNANDO, FL 34442-5520

Transferred To (Grantee/Buyer)

NameVerified Name
Address3768 E COVE PARK TRL, HERNANDO, FL 34442-5520

Mortgage

Document Number0028250169
DateApr 26, 2017
Book Page2825/0169
Instrument2017019362
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,039.00 (-2.47%)$233,350 (-3.26%) Land $11,580 Building $221,770$233,350 (-3.26%) Land $11,580 Building $221,770
2024$3,116.00 (-9.05%) Homeowner's exemption Additional exemption filed$241,216 (-0.24%) Land $11,580 Building $229,636$241,216 (-0.24%) Land $11,580 Building $229,636
2023$3,426.00 (+14.05%)$241,796 (+12.14%) Land $11,580 Building $230,216$241,796 (+12.14%) Land $11,580 Building $230,216
2022$3,004.00$215,620 Land $11,580 Building $204,040$215,620 Land $11,580 Building $204,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

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