Citrus County property record for 3715 E Cove Park Trl, Hernando, FL 34442 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1999 |
| Lot Size | 0.188 acres (8,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jan 2013) |
| Tax Bill | $1,426 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-14-0140-000D0-0160 |
| Primary APN | 19E-18S-14-0140-000D0-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,228 sqft |
| 1st Floor Area | 1,764 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,204 sqft (0.188 acres) |
| Lot Dimensions | 110 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 265 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2856351 |
|---|---|
| Street Address | 3715 E COVE PARK TRL |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 16 BLK D |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | D |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 450105 |
Source: Citrus County records · APN 19E-18S-14-0140-000D0-0160
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3715 E COVE PARK TRL, HERNANDO, FL 34442-5521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2013 · Amount on Record |
| Deed Sale | Jan 15, 2013 · Amount on Record |
| Prior Sale | Jun 15, 2004 · Amount on Record |
| Deed Document Number | 20132097 |
| Deed Book / Page | 2526 / 2222 |
| Last Transfer Date | Feb 05, 2021 |
| Transfer Doc | 0032922121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 13, 2022 |
| Property Address | 3715 E COVE PARK TRL, HERNANDO, FL 34442-5521 |
| Document Number | 0032922121 |
| Book / Page | 3292 / 2121 |
| Map Reference | MB 15 PG 75-79 |
| Instrument Date | Feb 05, 2022 |
| Instrument | 2022041968 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3715 E COVE PARK TRL, 3715, HERNANDO, FL 34442-5521 |
| Name | Verified Name |
|---|---|
| Address | 9943 PINE LAKE TRL, ST PETERSBURG, FL 33708-3573 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,426.00 (+6.9%) Homeowner's exemption | $124,574 (-45.44%) | $221,781 (-2.87%) Land $10,970 Building $210,811 |
| 2024 | $1,334.00 (+3.09%) Homeowner's exemption Additional exemption filed | $228,341 (-2.83%) Land $10,220 Building $218,121 | $228,341 (-2.83%) Land $10,220 Building $218,121 |
| 2023 | $1,294.00 (+6.94%) Homeowner's exemption Additional exemption filed | $234,993 (+12.82%) Land $10,220 Building $224,773 | $234,993 (+12.82%) Land $10,220 Building $224,773 |
| 2022 | $1,210.00 Homeowner's exemption Additional exemption filed | $208,296 Land $10,220 Building $198,076 | $208,296 Land $10,220 Building $198,076 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 470 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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