3786 Higginbotham Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 3786 Higginbotham Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 1991
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (May 2025)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-3N-24-2020-0022-0020`

Property Details

APN / Parcel Number

Primary APN	`03-3N-24-2020-0022-0020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	72,310 sqft (1.66 acres)
Porch	Florida Room
Porch Area	128 sqft
Pole Barn	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3786 HIGGINBOTHAM RD
City	HILLIARD
State	FL
Zip	32046-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF LOT 22 CORNWALL SURVEY IN OR 2787/303
Legal Range	24E
Legal Township	03N
Legal Section	03
Legal Subdivision	CORNWALL SURVEY
Legal Block	20
Legal Lot Number	22
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2021
Census Tract	50402

Owner

3786 Higginbotham Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Nassau County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3786 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Warranty Deed, Transfer · VA Mortgage JMAC LENDING INC
Apr 28, 2025	Quit Claim Deed, Transfer TITLE GUARANTY, TTL GUARANTY OF SOUTH FL INC
Apr 30, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Deed Document Number	202513884
Deed Book / Page	2787 / 303
Prior Transfer Date	Apr 24, 2025
Prior Transfer Doc	0027831164
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 12, 2025
Property Address	3786 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418
Document Number	0027870303
Book / Page	2787 / 303
Instrument Date	May 9, 2025
Instrument	202545013884
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	TITLE GUARANTY, TTL GUARANTY OF SOUTH FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 DUNTIN STREET, WOODBINE, GA 31569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418

Mortgage

Document Number	0002787305
Date	May 12, 2025
Instrument	2787/305

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 28, 2025
Property Address	3786 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418
Document Number	0027831164
Book / Page	2783 / 1164
Instrument Date	Apr 24, 2025
Instrument	202545012082
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	TITLE GUARANTY, TTL GUARANTY OF SOUTH FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1962 BLUE CREEK RD, JACKSONVILLE, NC 28540-7715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 30, 2021
Property Address	3786 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418
Document Number	0024571071
Book / Page	2457 / 1071
Instrument Date	Apr 27, 2021
Instrument	202145016052
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3786 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418

Tax Assessment & Valuation

The 2025 property tax bill for 3786 Higginbotham Rd was $1,392, up 2.7% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,392.00 (+2.73%)	$160,190 (+2.9%)	$197,375 (+18.28%) Land $74,700 Building $122,675
2024	$1,355.00 (-23.66%) Homeowner's exemption Additional exemption filed	$155,675 (+3%)	$166,871 (+3.36%) Land $49,800 Building $117,071
2023	$1,775.00 (+11.42%) Homeowner's exemption	$151,141 (+3%)	$161,443 (+10.02%) Land $49,800 Building $111,643
2022	$1,593.00 Homeowner's exemption	$146,739 Land $44,820 Building $101,919	$146,739 Land $44,820 Building $101,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3786 Higginbotham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3786 Higginbotham Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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