3760 Higginbotham Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 3760 Higginbotham Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 2008
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2022)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-3N-24-2020-0023-0120`

Property Details

APN / Parcel Number

Primary APN	`03-3N-24-2020-0023-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,423 sqft Living Area
Gross Area	1,738 sqft
1st Floor Area	1,423 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Garage Area	315 sqft
Porch	Unfinished Open Porch
Porch Area	207 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3760 HIGGINBOTHAM RD
City	HILLIARD
State	FL
Zip	32046-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF LOTS 23 & 24 (S-12) IN OR 2543/919 CORNWALL SURVEY
Legal Range	24E
Legal Township	03N
Legal Section	03
Legal Subdivision	CORNWALL SURVEY
Legal Block	120
Legal Lot Number	23
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2021
Census Tract	50402

Owner

3760 Higginbotham Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Nassau County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3760 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 2, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage CBC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Dec 30, 2009 · Amount on File
Deed Document Number	20227820
Deed Book / Page	2543 / 919
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	3760 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418

Mortgage

Document Number	0028560294
Date	Mar 25, 2026
Book Page	2856/294
Instrument	202645008790

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 2, 2022
Property Address	3760 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418
Document Number	0025430919
Book / Page	2543 / 919
Map Reference	MB 85 PG 401
Instrument Date	Feb 23, 2022
Instrument	202245007820
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 BRIARWOOD RD, FOLKSTON, GA 31537-6445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418

Mortgage

Document Number	0002543921
Date	Mar 2, 2022
Instrument	2543/921

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	3760 HIGGINBOTHAM RD, HILLIARD, FL 32046-6418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROGRESSIVE LAND TITLE AGENC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021910825
Date	Apr 23, 2018
Book Page	2191/0825
Instrument	201812219

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3760 Higginbotham Rd was $4,245, up 8.3% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (+8.35%)	$277,715 (+10.77%) Land $49,050 Building $228,665	$277,715 (+10.77%) Land $49,050 Building $228,665
2024	$3,918.00 (+1.77%)	$250,720 (+3.93%) Land $32,700 Building $218,020	$250,720 (+3.93%) Land $32,700 Building $218,020
2023	$3,850.00 (+290.07%)	$241,238 (+126.59%) Land $32,700 Building $208,538	$241,238 (+18.1%) Land $32,700 Building $208,538
2022	$987.00 Homeowner's exemption	$106,464	$204,272 Land $29,430 Building $174,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3760 Higginbotham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3760 Higginbotham Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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