3786 Fairmount Cir, Cincinnati, OH 45245 Property Records

Clermont County property record for 3786 Fairmount Cir, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 2020
Lot Size	0.139 acres (6,059 sqft)
Owner	Individual Name on Record
Last Sale	$329,510 (Jul 2020)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-228`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,738 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,059 sqft (0.139 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3786 FAIRMOUNT CIR
City	CINCINNATI
State	OH
Zip	45245-3373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 3 BLOCK B; LOT 140; SEE 282813F228T FOR TIF
Legal Subdivision	PRESTWICK PLACE
Legal Block	B
Legal Lot Number	140
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3786 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 3, 2023	Affidavit of Death of Joint Tenant, Transfer
May 16, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	202016789
Deed Book / Page	2843 / 4184
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3786 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373

Mortgage

Document Number	0000026554
Date	Aug 16, 2021
Book Page	2891/1666
Instrument	202100026554

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 29, 2046

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLERMONT OH
Recording Date	Oct 3, 2023
Property Address	3786 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Document Number	0000018432
Book / Page	2953 / 5672
Map Reference	CAB 18 PG 268&269
Instrument Date	Oct 3, 2023
Instrument	202300018432
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLERMONT OH
Recording Date	May 16, 2022
Property Address	3786 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Document Number	0000013359
Book / Page	2919 / 4899
Map Reference	CAB 18 PG 268&269
Instrument Date	May 10, 2022
Instrument	202200013359
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3786 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,329.00 (-1.68%)	$44,600 (-) Land $18,940 Building $25,660
2024	$5,420.00 (-17.2%) Homeowner's exemption	$44,600 (-) Land $18,940 Building $25,660	$127,400 (-) Land $54,100 Building $73,300
2023	$6,546.00 (+184.36%) Homeowner's exemption	$44,600 (+13.98%) Land $18,940 Building $25,660	$127,400 (+13.95%) Land $54,100 Building $73,300
2022	$2,302.00 Homeowner's exemption	$39,130 Land $17,850 Building $21,280
2020			$111,800 Land $51,000 Building $60,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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