3785 Fairmount Cir, Cincinnati, OH 45245 Property Records

Clermont County property record for 3785 Fairmount Cir, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,312 sqft · built 2021
Lot Size	0.267 acres (11,622 sqft)
Owner	Individual Name on Record
Last Sale	$382,871 (Jan 2022)
Tax Bill	$5,381 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-222`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-222`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	374 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,622 sqft (0.267 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Solar

Location & Zoning

Street Address	3785 FAIRMOUNT CIR
City	CINCINNATI
State	OH
Zip	45245-3373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 3 BLOCK B LOT 134; PENDING SPECIAL ASSMT; SEE 282813F222T FOR TIF
Legal Subdivision	PRESTWICK PLACE
Legal Block	B
Legal Lot Number	134
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3785 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Jun 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	2022490
Deed Book / Page	2907 / 3169
Record Updated	Sep 20, 2026

January 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Jan 5, 2022
Property Address	3785 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Document Number	0000000490
Book / Page	2907 / 3169
Map Reference	CAB 18 PG 268&269
Instrument Date	Dec 16, 2021
Instrument	202200000490
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3785 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373

Mortgage

Document Number	0000000491
Date	Jan 5, 2022
Instrument	202200000491

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 30, 2021
Property Address	3785 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Document Number	0000021178
Book / Page	2885 / 5662
Map Reference	CAB 18 PG 268&269
Instrument Date	Jun 24, 2021
Instrument	202100021178
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,381.00 (-1.72%)	$44,950 (-) Land $18,940 Building $26,010
2024	$5,475.00 (-17.31%) Homeowner's exemption	$44,950 (-) Land $18,940 Building $26,010	$128,400 (-) Land $54,100 Building $74,300
2023	$6,621.00 (+185.63%) Homeowner's exemption	$44,950 (+14.06%) Land $18,940 Building $26,010	$128,400 (+14.03%) Land $54,100 Building $74,300
2022	$2,318.00 Homeowner's exemption	$39,410 Land $17,850 Building $21,560
2020			$112,600 Land $51,000 Building $61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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