3784 Fairmount Cir, Cincinnati, OH 45245 Property Records

Clermont County property record for 3784 Fairmount Cir, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,908 sqft · built 2021
Lot Size	0.266 acres (11,600 sqft)
Owner	Individual Name on Record
Last Sale	$411,000 (May 2024)
Tax Bill	$5,421 (2025)
Deeds & Mortgages	May 2024 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-227`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-227`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,600 sqft (0.266 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3784 FAIRMOUNT CIR
City	CINCINNATI
State	OH
Zip	45245-3373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 3 BLOCK B LOT 139; PENDING SPECIAL ASSMT; SEE 282813F227T FOR TIF
Legal Subdivision	PRESTWICK PLACE
Legal Block	B
Legal Lot Number	139
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3784 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 13, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Apr 14, 2021	Warranty Deed, Transfer · Unknown FISCHER LENDING COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	20247628
Deed Book / Page	2966 / 3029
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3784 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CUSTER AVE, CINCINNATI, OH 45208-2525

Mortgage

Document Number	0000007629
Date	May 1, 2024
Book Page	2966/3032
Instrument	202400007629

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

September 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 13, 2021
Property Address	3784 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Document Number	0000029739
Book / Page	2894 / 2721
Map Reference	CAB 18 PG 268&269
Instrument Date	Aug 23, 2021
Instrument	202100029739
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3784 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029740
Date	Sep 13, 2021
Instrument	202100029740

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 14, 2021
Property Address	3784 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Document Number	0000011898
Book / Page	2876 / 5024
Map Reference	CAB 18 PG 268-269
Instrument Date	Apr 7, 2021
Instrument	202100011898
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Mortgage

Document Number	0000013031
Date	Apr 22, 2021
Book Page	2877/5883
Instrument	202100013031

Lender

Name	FISCHER LENDING COMPANY LLC
Type	Non-Lending Institution
Address	ERLANGER, KY 41018

Agreement

Type	Unknown
Amount	Amount Recorded
Term	24 Months
Due	Mar 31, 2023

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,421.00 (-1.72%)	$45,230 (-) Land $18,940 Building $26,290
2024	$5,516.00 (-17.38%) Homeowner's exemption	$45,230 (-) Land $18,940 Building $26,290	$129,200 (-) Land $54,100 Building $75,100
2023	$6,676.00 (+186.16%) Homeowner's exemption	$45,230 (+14.04%) Land $18,940 Building $26,290	$129,200 (+14.03%) Land $54,100 Building $75,100
2022	$2,333.00 Homeowner's exemption	$39,660 Land $17,850 Building $21,810
2020			$113,300 Land $51,000 Building $62,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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