Cayuga County and Ira Town property record for 3780 Lloyd Rd, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1860 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,731 (2026) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 053289 41.00-1-20 |
| Primary APN | 053289 41.00-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Type | Mixed |
| Garage Area | 1,224 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 724 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07050020 |
|---|---|
| Street Address | 3780 LLOYD RD |
| City | CATO |
| State | NY |
| Zip | 13033-8757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | IRA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 40202 |
Source: Cayuga County and Ira Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3780 LLOYD RD, CATO, NY 13033-8757 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2020 |
| Transfer Doc | 00003883/5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Jun 22, 2020 |
| Property Address | 3780 LLOYD RD, CATO, NY 13033-8757 |
| Document Number | 0038830005 |
| Book / Page | 003883 / 000005 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 195993 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2367 VELEY RD CATO NY 130339523, CATO, NY 13033-9523 |
Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Ira Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,731.00 (+45.74%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $2,560.00 (-1.39%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $114,700 (-) Land $19,100 Building $95,600 | $179,219 (+10.94%) Land $29,844 Building $149,375 |
| 2024 | $2,596.00 | ||
| 2023 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $114,700 Land $19,100 Building $95,600 | $161,549 Land $26,901 Building $134,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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