Cayuga County and Ira Town property record for 3640 Lloyd Rd, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1996 |
| Lot Size | 5.68 acres (247,421 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400 (May 2009) |
| Tax Bill | $2,564 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053289 41.00-1-18.112 |
| Primary APN | 053289 41.00-1-18.112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 247,421 sqft (5.68 acres) |
| Porch | Porch |
| Porch Area | 468 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3640 LLOYD RD |
|---|---|
| City | CATO |
| State | NY |
| Zip | 13033-8754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | P/O 41.00-1-18.11 |
| Legal Block | 1 |
| Legal Lot Number | 18.112 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | IRA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 40202 |
Source: Cayuga County and Ira Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3640 LLOYD RD, CATO, NY 13033-8754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2009 · Amount on Record |
| Deed Sale | May 14, 2009 · Amount on Record |
| Deed Book / Page | 1383 / 290 |
| Record Updated | Oct 29, 2026 |
Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Ira Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,564.00 (+78.93%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,433.00 (-1.92%) Homeowner's exemption Senior Citizen's exemption | $77,600 (-) Land $24,300 Building $53,300 | $121,250 (+10.94%) Land $37,969 Building $83,281 |
| 2024 | $1,461.00 | ||
| 2023 | Homeowner's exemption Senior Citizen's exemption | $77,600 Land $24,300 Building $53,300 | $109,296 Land $34,225 Building $75,071 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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