Cayuga County and Ira Town property record for 3733 Lloyd Rd, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1998 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,400 (Jan 2025) |
| Tax Bill | $4,107 (2026) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053289 35.00-1-44.12 |
| Primary APN | 053289 35.00-1-44.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 426 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3733 LLOYD RD |
|---|---|
| City | CATO |
| State | NY |
| Zip | 13033-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | SMD 822-239 |
| Legal Block | 1 |
| Legal Lot Number | 44.012 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | IRA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 40202 |
3733 Lloyd Rd is owned by an individual who bought it in January 2025.
Source: Cayuga County and Ira Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2979 ROSE HILL RD, SKANEATELES, NY 13152-8708 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on File |
| Deed Sale | Jan 27, 2025 · Amount on File |
| Deed Document Number | 2025233870 |
| Deed Book / Page | 4571 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Jan 27, 2025 |
| Property Address | 3733 LLOYD RD, CATO, NY 13033-9756 |
| Document Number | 0004571/34 |
| Book / Page | 4571 / 34 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 2025-233870 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2979 ROSE HILL RD, SKANEATELES, NY 13152-8708 |
| Document Number | 2025233871 |
|---|---|
| Date | Jan 27, 2025 |
| Instrument | 2025-233871 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
The 2026 property tax bill for 3733 Lloyd Rd was $4,107, up 3.7% from the year before.
Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Ira Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,107.00 (+3.71%) | ||
| 2025 | $3,960.00 (+32.71%) | $123,300 Land $17,600 Building $105,700 | $192,656 Land $27,500 Building $165,156 |
| 2024 | $2,984.00 | ||
| 2023 | Homeowner's exemption Senior Citizen's exemption | $123,300 Land $17,600 Building $105,700 | $173,662 Land $24,789 Building $148,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3733 Lloyd Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3733 Lloyd Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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