Madison County property record for 378 Forest Trail Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.18 acres (138,521 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,000 (Jul 2021) |
| Tax Bill | $3,237 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Nov 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0099-0015-0028 |
| Primary APN | 0099-0015-0028 |
|---|---|
| Alternative APNs |
|
| Lot Area | 138,521 sqft (3.18 acres) |
|---|
| Account Number | 58248 |
|---|---|
| Street Address | 378 FOREST TRAIL DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS VIEW LOT 28 & 29 PH 2 |
| Legal Subdivision | WOODS VIEW |
| Legal Phase | 2 |
| Legal Tract | 2 |
| Legal Lot Number | 28,29 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11101 |
378 Forest Trail Dr is owned and occupied by an individual who bought it in July 2021.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 378 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 25, 2020 | Warranty Deed, Transfer · Line of Credit GREATER KENTUCKY CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Prior Sale | Nov 25, 2020 · Amount on File |
| Deed Document Number | 2014045823 |
| Deed Book / Page | D809 / 130 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 27, 2021 |
| Property Address | 378 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | 00D809/130 |
| Book / Page | D809 / 130 |
| Map Reference | CAB 15 SL 281 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2014045823 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 549 HAMPTON WAY, RICHMOND, KY 40475-8680 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1213 BRIANA CIR, OXNARD, CA 93030-6082 |
| Document Number | 2014045824 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2014045824 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 25, 2020 |
| Property Address | 378 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | D00797/527 |
| Book / Page | D00797 / 527 |
| Map Reference | MB 29 PG 173 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2014024805 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 DUNCANNON LN, RICHMOND, KY 40475-9669 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 378 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Investor | Possibly a Property Investor |
| Document Number | 2014024887 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2014024887 |
| Name | GREATER KENTUCKY CU INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 378 Forest Trail Dr was $3,237 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,237.00 Additional exemption filed | $326,000 | $326,000 |
| 2023 | $3,242.00 | $326,000 | $326,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 378 Forest Trail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 378 Forest Trail Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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