Madison County property record for 361 Forest Trail Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Mar 1998) |
| Tax Bill | $1,598 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0099-0015-0012 |
| Primary APN | 0099-0015-0012 |
|---|---|
| Alternative APNs |
|
| Account Number | 44029 |
|---|---|
| Street Address | 361 FOREST TRAIL DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS VIEW LOT 12 PH 1 |
| Legal Subdivision | WOODS VIEW |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11101 |
361 Forest Trail Dr is owned and occupied by two individuals who bought it in March 1998.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 361 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 1998 · Amount on File |
| Deed Sale | Mar 30, 1998 · Amount on File |
| Deed Document Number | 0000487546 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 361 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 361 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | 0M2179/114 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | M2179/114 |
| Instrument | 2014103926 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 271 Months |
| Due | Feb 1, 2045 |
The 2025 property tax bill for 361 Forest Trail Dr was $1,598 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,598.00 Additional exemption filed | $161,000 | $161,000 |
| 2023 | $1,250.00 | $123,200 | $123,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 361 Forest Trail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 361 Forest Trail Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures