Madison County property record for 390 Forest Trail Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.33 acres (188,615 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2023) |
| Tax Bill | $3,227 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0099-0015-0030 |
| Primary APN | 0099-0015-0030 |
|---|---|
| Alternative APNs |
|
| Lot Area | 188,615 sqft (4.33 acres) |
|---|
| Account Number | 39124 |
|---|---|
| Street Address | 390 FOREST TRAIL DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS VIEWT LOT 30A PH 2 |
| Legal Subdivision | WOODS VIEW |
| Legal Phase | 2 |
| Legal Lot Number | 30A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11101 |
390 Forest Trail Dr is owned and occupied by two individuals who bought it in July 2023.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 390 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 11, 2020 | Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Aug 23, 2017 | Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Prior Sale | Sep 11, 2020 · Amount on File |
| Deed Document Number | 202314158527 |
| Deed Book / Page | 841 / 251 |
| Prior Transfer Date | Aug 22, 2017 |
| Prior Transfer Doc | D00749/331 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 26, 2023 |
| Property Address | 390 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | 00D841/251 |
| Book / Page | D841 / 251 |
| Map Reference | MB 27 PG 333 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2014158527 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 LIAM WAY, PAINT LICK, KY 40461 |
| Name | Verified Name |
|---|---|
| Address | 22192 W 223RD ST, SPRING HILL, KS 66083-4020 |
| Document Number | 2014158531 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2014158531 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 11, 2020 |
| Property Address | 390 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | 0D00794/88 |
| Book / Page | D00794 / 88 |
| Map Reference | MB 27 PG 333 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 2014020104 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1227 PAKRIVE WAY, RICHMOND, KY 40475 |
| Name | Verified Name |
|---|---|
| Address | 390 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | M01977/297 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | M01977/297 |
| Instrument | 2014020105 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 23, 2017 |
| Property Address | 390 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | D00749/331 |
| Book / Page | D00749 / 331 |
| Map Reference | MB27 PG333 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 2013963678 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1953 HIGHWAY 3447, MC KEE, KY 40447-8765 |
| Name | Verified Name |
|---|---|
| Address | 390 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Document Number | 2013963679 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2013963679 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 390 Forest Trail Dr was $3,227.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,227.00 | $325,000 | $325,000 |
| 2023 | $2,473.00 (-0.28%) | $245,000 (-) | $245,000 (-) |
| 2022 | $2,480.00 | $245,000 | $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 390 Forest Trail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 390 Forest Trail Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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