Harford County property record for 3776 Houcks Rd, Monkton, MD 21111
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,170 sqft · built 2013 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2012) |
| Tax Bill | $8,526 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-103084 |
| Primary APN | 04-103084 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,170 sqft Total Area |
| Basement Area | 1,894 sqft |
| Finished Basement | 1,894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Mixed |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 103084 |
|---|---|
| Street Address | 3776 HOUCKS RD |
| City | MONKTON |
| State | MD |
| Zip | 21111-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 3 2.10 AC 3776 HOUCKS ROAD LD BYRD PT 116/70 |
| Legal Subdivision | WILLIAM E 03 & LAURA M BYRD |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 304201 |
3776 Houcks Rd is owned and occupied by two individuals who bought it in April 2012.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3776 HOUCKS RD, MONKTON, MD 21111-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2012 · Amount on File |
| Deed Sale | Apr 9, 2012 · Amount on File |
| Prior Sale | Jan 21, 2005 |
| Deed Book / Page | 9615 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3776 HOUCKS RD, MONKTON, MD 21111-1820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMERICAN LAND TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0135460423 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 13546/0423 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2034 |
The 2026 property tax bill for 3776 Houcks Rd was $8,526 with a homeowner's exemption, up 12.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,526.00 (+12.81%) Homeowner's exemption | $776,800 | $821,200 Land $150,500 Building $670,700 |
| 2025 | $7,558.00 Homeowner's exemption | ||
| 2023 | $665,567 | $688,000 Land $150,500 Building $537,500 | |
| 2022 | $7,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3776 Houcks Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3776 Houcks Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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