3772 Houcks Rd, Monkton, MD 21111 Property Records

Harford County property record for 3772 Houcks Rd, Monkton, MD 21111

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,493 sqft · built 2006
Lot Size	2.08 acres (90,605 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Mar 2020)
Tax Bill	$8,500 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-103068`

Property Details

APN / Parcel Number

Primary APN	`04-103068`
Alternative APN	`103068`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,493 sqft Total Area
Basement Area	1,075 sqft
Finished Basement	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.08 acres)
Garage Type	Built-in
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	434 sqft
Patio Area	335 sqft
Shed	1 Shed
Shed Area	2,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	103068
Street Address	3772 HOUCKS RD
City	MONKTON
State	MD
Zip	21111-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 2.08 AC 3772 HOUCKS ROAD LD BYRD PT 116/70
Legal Subdivision	WILLIAM E BYRD 03
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1004
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3772 HOUCKS RD, MONKTON, MD 21111-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit FULTON BANK
Apr 20, 2021	Intrafamily Transfer, Transfer
Mar 27, 2020	Deed, Transfer · Conventional Mortgage FULTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jun 17, 2008 · Amount on Record
Deed Book / Page	13762 / 40
Last Transfer Date	Apr 9, 2021
Transfer Doc	0146820160
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Aug 3, 2026
Property Address	3772 HOUCKS RD, MONKTON, MD 21111-1820
Document Number	1723000488
Book / Page	17231 / 488
Instrument Date	May 19, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3772 HOUCKS RD, MONKTON, MD 21111-1820

Mortgage

Document Number	1723000488,
Date	Aug 3, 2026
Book Page	17231/488

Lender

Name	FULTON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Apr 20, 2021
Property Address	3772 HOUCKS RD, MONKTON, MD 21111-1820
Document Number	0146820160
Book / Page	14682 / 160
Map Reference	MB 116 FO 70
Instrument Date	Apr 9, 2021
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3772 HOUCKS RD, MONKTON, MD 21111-1820

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 27, 2020
Property Address	3772 HOUCKS RD, MONKTON, MD 21111-1820
Document Number	0137620040
Book / Page	13762 / 40
Map Reference	MB 116 FO 70
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NEWCASTLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0001376246
Date	Mar 27, 2020
Instrument	13762/46

Lender

Name	FULTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2035
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,500.00 (+22.27%) Homeowner's exemption	$774,400 (+7.83%)	$830,600 (-) Land $150,400 Building $680,200
2025	$6,952.00 (+10.49%) Homeowner's exemption	$718,200 (+15.38%)	$830,600 (+25.47%) Land $150,400 Building $680,200
2023		$622,467	$662,000 Land $150,400 Building $511,600
2022	$6,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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