3774 Houcks Rd, Monkton, MD 21111 Property Records

Harford County property record for 3774 Houcks Rd, Monkton, MD 21111

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,298 sqft · built 2014
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Nov 2020)
Tax Bill	$7,413 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-103076`

Property Details

APN / Parcel Number

Primary APN	`04-103076`
Alternative APN	`103076`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,298 sqft Total Area
Basement Area	1,055 sqft
Finished Basement	1,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.07 acres)
Garage Type	Built-in
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	103076
Street Address	3774 HOUCKS RD
City	MONKTON
State	MD
Zip	21111-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 2.07 AC 3774 HOUCKS ROAD LD BYRD PT 116/70
Legal Subdivision	LD BYRD WILLIAM E 03 & LAURA M
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1004
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3774 HOUCKS RD, MONKTON, MD 21111-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK
Sep 6, 2019	Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Book / Page	14294 / 31
Transfer Doc	0058320276
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 30, 2020
Property Address	3774 HOUCKS RD, MONKTON, MD 21111-1820
Document Number	0142940031
Book / Page	14294 / 31
Map Reference	MB 116 FO 70
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	COURTHOUSE TTL & STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3774 HOUCKS RD, MONKTON, MD 21111-1820

Mortgage

Document Number	0001429440
Date	Nov 30, 2020
Instrument	14294/40

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 6, 2019
Property Address	3774 HOUCKS RD, MONKTON, MD 21111-1820
Document Number	0134270403
Book / Page	13427 / 0403
Map Reference	MB 16
Instrument Date	Jul 22, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NEWCASTLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0013427410
Date	Sep 6, 2019
Instrument	13427/410

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,413.00 (+13.5%) Homeowner's exemption	$674,733 (+6.38%)	$715,200 (-) Land $150,300 Building $564,900
2025	$6,531.00 (+9.76%) Homeowner's exemption	$634,267 (+11.84%)	$715,200 (+20.44%) Land $150,300 Building $564,900
2023		$567,133	$593,800 Land $150,300 Building $443,500
2022	$5,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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